Zip - Buy Now, Pay Later
What is Zip?
Zip is a buy now, pay later app listed under Finance that lets users split purchases into 2, 4, or 8 installments, paid in two-week intervals. It can be used online or in-store through a virtual card added to Apple Wallet or Google Pay, or a physical Zip card, and it also lets users split bills into payments with reminders.
Pricing. Zip - Buy Now, Pay Later is free, with no in-app purchases on the App Store.
Good for
- Splitting a large purchase into scheduled payments
- Paying for flights, hotels, or everyday expenses over time
- Breaking up bills like utilities or streaming subscriptions into installments
Screenshots
Why this app is in A tier
Zip scores 87 out of 100: rating 99, rating count 99, App Store search rank 52, update recency 100. The four parts are averaged with no weights, and A tier follows from that score within this list. The full explanation, as data.
Description
Buy now, pay later nearly anywhere with Zip. Split purchases into 2, 4, or 8 flexible installments with the buy now pay later app built for real life: everyday expenses, unexpected bills, big purchases, hotels, flights, and more. No hard credit check, and no impact on your credit score. BUY NOW, PAY LATER NEARLY ANYWHERE Pay with Zip online and in-store almost anywhere Visa is accepted. • Flights • Hotels • Gas • Groceries • Bills • Major retailers • Neighborhood shops and local businesses • Online checkout or in person Buy now pay later nearly anywhere Visa is accepted with a Zip virtual card. SPLIT IT INTO 2, 4, OR 8 Choose the payment schedule that fits your budget. Buy now, and pay later in two-week installments. Pay in 2: Two payments, fastest payoff Pay in 4: Four payments, the most popular plan Pay in 8: Eight payments, smaller amounts over more time. Great for bigger purchases. BUY NOW PAY LATER IN-STORE Buy now pay later right at the register with Zip. Just open the app, generate a virtual card, and add it to Apple Wallet or Google Pay to tap to pay.1 Prefer plastic? Order a physical Zip card and use it at the register like any other card. NO HARD CREDIT CHECKS Zip
Compare in Buy Now Pay Later
Alternatives
See all 19 ›Questions about Zip
Does using Zip affect my credit score?
The listing says Zip never runs a hard credit check, so applying and paying over time won't hurt your credit score.
Where can I use Zip?
The listing says Zip can be used online and in-store almost anywhere Visa is accepted, and only for U.S. Purchases, subject to certain merchant, product, goods and service restrictions.
What fees or interest apply?
The listing gives examples with origination fees and APRs, for instance a $400 purchase split into 4 payments with a $8 origination fee and 34.75% APR. Actual fees vary by purchase amount and are shown at checkout.
Is Zip free?
Yes. Zip is free on the App Store, with no in-app purchases.
What is Zip good for?
Zip is built for splitting a large purchase into scheduled payments, paying for flights, hotels, or everyday expenses over time, breaking up bills like utilities or streaming subscriptions into installments. It sits in the buy now pay later list on AppTierList.
Is Zip worth it?
Zip is A tier, ranked #7 of 20 buy now pay later apps with a score of 87 out of 100, from a 4.9 App Store rating across 877,140 ratings. It is in the list's top tiers; 6 apps rank above it.
How does Zip compare to Sezzle?
Zip is A tier at 87; Sezzle is A tier at 89. Sezzle ranks higher. Zip is free, with no in-app purchases, Sezzle is free, with no in-app purchases.
How often is Zip updated?
Zip was updated 14 days ago, which counts in its favour.
All the facts
- List
- Buy Now Pay Later
- Tier
- A (Excellent)
- Score
- 87 / 100
- Rank in list
- #7 of 20
- Ranking certainty
- settled
- Price
- Free
- App Store rating
- 4.9 out of 5
- Number of ratings
- 877,140
- Recent reviews
- 5.0 from 20 in the last 180 days
- Current version
- (14 days ago)
- App Store data read
- App Store category
- Finance
- Good for
- Splitting a large purchase into scheduled payments, Paying for flights, hotels, or everyday expenses over time, Breaking up bills like utilities or streaming subscriptions into installments
- Requires
- iOS 15.1 or later
- Size
- 152 MB
- Age rating
- 17+
- Languages
- 1
- Developer pages
- Website · Support · Privacy policy
- Maker
- unclaimed
- As data
- JSON · why it ranks here
Ranking refreshed · how it is computed