#2in Cashback RewardsKlarna: Smarter everyday money
What is Klarna?
Klarna is a free finance app listed under Finance. It offers flexible payment options in the app, cashback at participating stores, a Klarna balance, a savings account, and a mobile plan, along with price comparison and 24/7 chat support. Paid Klarna Membership adds extra benefits such as a Klarna Card.
Pricing. Klarna: Smarter everyday money is free, with no in-app purchases on the App Store.
Good for
- Splitting purchases into interest-free payments in the app
- Earning cashback at participating stores
- Comparing prices across stores before buying
Screenshots
Why this app is in S tier
Klarna scores 93 out of 100: rating 97, rating count 100, App Store search rank 73, update recency 100. The four parts are averaged with no weights, and S tier follows from that score within this list. The full explanation, as data.
Description
FLEXIBLE WAYS TO PAY Shop anywhere in the app with flexible payment options. Choose to pay in 4 interest-free payments, pay the full amount, in 30 days or over time.1 UP TO 10% CASHBACK2 Shop in the app and earn up to 10% cashback at hundreds of stores. Become a member and earn even more. ONE MEMBERSHIP. ALL THE PERKS.3 Become a member and get the Klarna Card where you can pay flexibly anywhere Visa is accepted. Get cashback on every purchase, travel perks, free subscriptions and more. UNLOCK YOUR KLARNA BALANCE3 Add money in the Klarna app and pay flexibly, anywhere you shop. Get instant refunds, earn cashback at eligible stores, and convert your cashback into money in your balance. SAVE WITH KLARNA4 Earn interest with our flexible savings account - free to get started and no monthly fees. KLARNA MOBILE Get reliable coverage on AT&T’s network with unlimited 5G that stays fast5 for just $35/month. No hassle, cancel anytime.6 FIND THE BEST PRICE, EVERY TIME Search for any product and instantly compare prices across stores. HASSLE-FREE RETURNS Need to send something back? Report a return and we’ll pause your payments. 24/7 CUSTOMER SERVICE Use our chat for 24/7 support. 1Mon
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Questions about Klarna
Is the app free to use?
The listing says Klarna Membership carries a monthly fee and that a physical Klarna Card requires a paid membership plus a one-time card fee.
How does cashback work?
You can earn up to 10% cashback at hundreds of stores when shopping in the app. Cashback is awarded as points redeemable as a credit to your Klarna balance, and issuance depends on store approval.
Are my balance deposits insured?
Deposits are held at WebBank, Member FDIC. The listing states Klarna is not an FDIC-insured bank and deposit insurance only covers the failure of WebBank, with pass-through coverage possible if conditions are met.
Is Klarna free?
Yes. Klarna is free on the App Store, with no in-app purchases.
What is Klarna good for?
Klarna is built for splitting purchases into interest-free payments in the app, earning cashback at participating stores, comparing prices across stores before buying. It sits in the cashback rewards list on AppTierList.
Is Klarna worth it?
Klarna is S tier, ranked #2 of 35 cashback reward apps with a score of 93 out of 100, from a 4.9 App Store rating across 2,470,358 ratings. It is in the list's top tiers; 1 app ranks above it.
How does Klarna compare to Rakuten?
Klarna is S tier at 93; Rakuten is S tier at 93. They score the same. Klarna is free, with no in-app purchases, Rakuten is free, with no in-app purchases.
How often is Klarna updated?
Klarna was updated 4 days ago, which counts in its favour.
All the facts
- List
- Cashback Rewards (S tier, #2)
- Tier
- S (Best in class)
- Score
- 93 / 100
- Rank in list
- #2 of 35
- Ranking certainty
- settled
- Price
- Free
- App Store rating
- 4.9 out of 5
- Number of ratings
- 2,470,358
- Recent reviews
- 3.9 from 20 in the last 180 days
- Current version
- (4 days ago)
- App Store data read
- App Store category
- Finance
- Good for
- Splitting purchases into interest-free payments in the app, Earning cashback at participating stores, Comparing prices across stores before buying
- Requires
- iOS 16.0 or later
- Size
- 315 MB
- Age rating
- 17+
- Languages
- 19
- Runs on
- iPhone
- Developer pages
- Website · Support · Privacy policy
- Maker
- unclaimed
- As data
- JSON · why it ranks here
App Store data read · reviews · ranking · how it is computed