AppTierList › Buy Now Pay Later › Afterpay: Pay over time › Alternatives
10+ Best Afterpay: Pay over time Alternatives for iPhone (2026)
Afterpay: Pay over time is S tier, #5 of 20 in buy now pay later. Here is everything that competes with it on iPhone, in tier order.
- 1
Free · ★ 4.8 · 6,299,167 ratings · score 97Payment app for paying in stores and online, sending money, earning card rewards, and paying later in installments. - 2
Free download · ★ 4.8 · 85,297 ratings · score 94Finance app to send money, split purchases into interest-free payments, and access deals and in-store Tabby locations. - 3
Free download · ★ 4.7 · 58,655 ratings · score 94Tamara is a buy-now-pay-later app for splitting purchases into payment plans at partner merchants in Saudi Arabia and. - 4
Free · ★ 4.9 · 1,867,800 ratings · score 93Free shopping app for paying over time with Affirm online, in-store, in the app, or with the Affirm Card. - 6
Free · ★ 4.9 · 306,549 ratings · score 89Buy now, pay later app for installment purchases, with optional credit reporting, rewards and a mobile plan. - 7
Free · ★ 4.9 · 878,360 ratings · score 87Splits purchases into 2, 4, or 8 installments, usable online and in-store where Visa is accepted, with bill splitting. - 8
Free · ★ 4.8 · 122,820 ratings · score 87Buy now, pay later app that splits online purchases at partner retailers into 4 payments made every two weeks. - 9
Free · ★ 4.8 · 519,203 ratings · score 85Lets renters split a monthly rent payment into two payments, with rent paid upfront to the landlord or property. - 10
Free · ★ 4.7 · 34,444 ratings · score 84Free shopping app from Progressive Leasing for applying to lease-to-own purchases and finding nearby retail locations. - 11
Free · ★ 4.9 · 29,880 ratings · score 83Shopping app for applying to and managing lease-to-own financing of up to $5,000 for purchases such as furniture, tires - 12
Free · ★ 4.8 · 29,142 ratings · score 83Lease-to-own app for shopping at participating retailers and paying for items over time, with no credit required per… - 13
Free · ★ 4.8 · 27,142 ratings · score 82Lease-to-own shopping app for furniture, electronics, appliances and tires, with approvals up to $4,000. - 14
Free · ★ 4.6 · 2,915 ratings · score 82A shopping marketplace where you buy items and pay in instalments at zero interest at the normal market price. - 15
Free download · ★ 4.8 · 32,317 ratings · score 82Companion app for Purchasing Power customers to search the catalog, track orders, view statements and send documents. - 16
Free · ★ 4.9 · 20,035 ratings · score 81Splits rent, mortgage, or car payments into two smaller payments timed to your paychecks. - 17
Free · ★ 4.9 · 4,067 ratings · score 80Manages a sponsored, interest-free credit line for out-of-pocket healthcare costs, with virtual card access and. - 18
Free download · ★ 4.9 · 3,365 ratings · score 78Lets users book flights with a partial upfront payment and pay the rest in installments before departure. - 19
Free · ★ 4.6 · 3,133 ratings · score 67Livble lets you pay rent throughout the month in flexible installments instead of one lump sum. - 20
Free download · ★ 4.5 · 2,584 ratings · score 66Egyptian fintech app offering buy now pay later installments, online shopping, bulk grocery delivery, small business.
Questions people ask
- What is the best alternative to Afterpay: Pay over time on iPhone?
- PayPal - Pay, Send, Save, S tier, #1 in buy now pay later.
- Is there a free alternative to Afterpay: Pay over time?
- Yes: PayPal - Pay, Send, Save (S tier, #1) is free, with no in-app purchases.
- Does anything rank above Afterpay: Pay over time?
- Yes. 4 apps rank above it in buy now pay later: PayPal - Pay, Send, Save (#1), Tabby: Send, spend and save (#2), Tamara | Own your Dream (#3) and more.