#11in Buy Now Pay LaterSnap Finance
What is Snap Finance?
Snap Finance is a Shopping app for lease-to-own financing, provided by Snap RTO LLC. Users can apply in the app for up to $5,000, get a decision in seconds, and use the financing to shop online or at participating stores for items such as furniture, tires, appliances and electronics. The app also lets existing customers manage their lease, payments, transaction history and ownership plan options.
Pricing. Snap Finance is free, with no in-app purchases on the App Store.
Good for
- Applying for lease-to-own financing for furniture or appliances
- Paying for tires, electronics or other leasable items over time
- Managing an existing Snap Finance lease, payments and transaction history
Screenshots
Why this app is in A tier
Snap Finance scores 83 out of 100: rating 98, rating count 85, App Store search rank 50, update recency 100. The four parts are averaged with no weights, and A tier follows from that score within this list. The full explanation, as data.
Description
Snap Finance® Need it now? It’s easy to apply in the Snap Finance app for up to $5,000 in lease-to-own financing. Get a decision in seconds. No credit needed to apply. Already a customer? Download now to manage your lease. APPLY IN MINUTES It’s quick and easy to apply in the app. Get a decision in seconds for up to $5,000 in lease-to-own financing. SHOP NOW Shop online or at a store near you for furniture, tires, appliances, electronics and more. Pay later. EASY LOG IN No more passwords to remember. Log in quickly and securely with facial or fingerprint recognition. MANAGE PAYMENTS Make an additional one-time payment using your credit or debit card or schedule a future one-time payment. You can also change or add a payment method at any time. VIEW TRANSACTIONS See your transaction history and your scheduled payments. ACCESS YOUR LEASE DETAILS Review information about your lease, repayment, and how to contact your retailer. EXPLORE OPTIONS View details of your current ownership plan to determine if switching to a different ownership plan is right for you. The advertised service is a lease-to-own agreement provided by Snap RTO LLC. Lease-to-own financing is no
Compare in Buy Now Pay Later
| Measure | Snap Finance |  Progressive Leasing |  Katapult |
|---|---|---|---|
| Tier | A | A | A |
| Score | 83 / 100 | 84 / 100 | 83 / 100 |
| Rating | 4.9 ★ | 4.7 ★ | 4.8 ★ |
| Ratings | 29.8K | 34.4K | 29.1K |
| Latest ratings · 180d | 3.2 ★ · 20 reviews | 1.9 ★ · 20 reviews | 3.0 ★ · 20 reviews |
| Last update | 7d ago | 12d ago | 9d ago |
| Price | Free | Free | Free |
Alternatives
See all 19 ›
Questions about Snap Finance
Do I need a credit history to apply?
The listing says no credit is needed to apply. It also says Snap obtains information from consumer reporting agencies, and your score with those agencies may be affected. Not all applicants are approved.
How much can I get?
The advertised amount is up to $5,000 in lease-to-own financing. Approval amounts vary from $300 to $5,000, subject to underwriting, and apply only to the cash price of leased items.
Is the service available in every state?
No. The listing says lease-to-own financing is not available to residents of Minnesota, New Jersey and Wisconsin. Some restrictions may apply on leasable auto parts, electronics or sporting goods, so merchants should be checked for details.
Is Snap Finance free?
Yes. Snap Finance is free on the App Store, with no in-app purchases.
What is Snap Finance good for?
Snap Finance is built for applying for lease-to-own financing for furniture or appliances, paying for tires, electronics or other leasable items over time, managing an existing snap finance lease, payments and transaction history. It sits in the buy now pay later list on AppTierList.
Is Snap Finance worth it?
Snap Finance is A tier, ranked #11 of 20 buy now pay later apps with a score of 83 out of 100, from a 4.9 App Store rating across 29,811 ratings. It is in the list's top tiers; 10 apps rank above it.
How does Snap Finance compare to Progressive Leasing?
Snap Finance is A tier at 83; Progressive Leasing is A tier at 84. Progressive Leasing ranks higher. Snap Finance is free, with no in-app purchases, Progressive Leasing is free, with no in-app purchases.
How often is Snap Finance updated?
Snap Finance was updated 7 days ago, which counts in its favour.
All the facts
- List
- Buy Now Pay Later
- Tier
- A (Excellent)
- Score
- 83 / 100
- Rank in list
- #11 of 20
- Ranking certainty
- settled
- Price
- Free
- App Store rating
- 4.9 out of 5
- Number of ratings
- 29,811
- Recent reviews
- 3.2 from 20 in the last 180 days
- Current version
- (7 days ago)
- App Store data read
- App Store category
- Shopping
- Good for
- Applying for lease-to-own financing for furniture or appliances, Paying for tires, electronics or other leasable items over time, Managing an existing Snap Finance lease, payments and transaction history
- Requires
- iOS 15.0 or later
- Size
- 94 MB
- Age rating
- 4+
- Languages
- 1
- Developer pages
- Website · Support · Privacy policy
- Maker
- unclaimed
- As data
- JSON · why it ranks here
Ranking refreshed · how it is computed