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Bright: Loans & Credit Builder app icon#2in Loan Finding

Bright: Loans & Credit Builder

Loan Finding · Free download
A Tier
Excellent · #2 of 11
85
4.8★282K ratings
Free downloadprice
5dsince update

What is Bright?

Bright: Loans & Credit Builder is a free Finance app listed on the App Store. The listing describes loan offers from third parties, cash advance offers from Network Partners, a secured line of credit, rent payment reporting, AI-built debt pay-off plans, and a tool to view and cancel subscriptions. Optional Bright Premium subscriptions are priced at $97 per year, $68 every 6 months, or $39 every 3 months.

Pricing. Bright: Loans & Credit Builder is free to download on the App Store.

Good for

  • Comparing personal loan offers from different lenders
  • Building credit history with a secured line of credit
  • Reporting on-time rent payments to credit agencies

Screenshots

1 / 8

Why this app is in A tier

Bright scores 85 out of 100: rating 95, rating count 95, App Store search rank 50, update recency 100. The four parts are averaged with no weights, and A tier follows from that score within this list. The full explanation, as data.

Description

1. Loan offers of up to $10,000(1) with no impact on score to check Multiple loan offers in one app. Compare rates, terms, and fees from different lenders and choose what works best. 2. Cash Advance offers up to $750 Get cash for emergencies or other needs. Offers up to $750(2) with no credit check(3). Multiple options available. 3. Build credit history Get a secured line of credit starting at $50. Make on-time payments, get reported to credit agencies, and build credit history(4). 4. Build credit history with rent Build credit with rent payments you already make(5). Get rewarded for paying on time and report up to 2 years of past payments. 5. Get customized debt pay-off plans A customized plan built with AI to manage debt and pay off smartly with your current income(6). 6. Manage your bills View all subscriptions in one place. Track recurring payments, find savings, and cancel unwanted plans(7). Unlock savings with our exclusive subscription plans! 12-Month Plan - $97 billed annually 6-Month Plan - $68 billed every 6 months 3-Month Plan - $39 billed every 3 months Cancel anytime. Bright Premium membership is not required for Bright Builder or Personal Loan offers. Queries?

Compare in Loan Finding

MeasureBrightiMobileUpstart
TierASA
Score85 / 10095 / 10084 / 100
Rating4.8 ★4.8 ★4.9 ★
Ratings282K69.6K47.1K
Latest ratings · 180d3.8 ★ · 20 reviews2.1 ★ · 20 reviews—
Last update5d ago11d ago14d ago
PriceFree downloadFreeFree download

Alternatives

See all 10 ›
  1. iMobileFree · ★ 4.8S
  2. UpstartFree download · ★ 4.9A
  3. ProsperFree download · ★ 4.8A

Where else it ranks

Questions about Bright

Does checking loan offers affect my credit score?

The listing says loan offers can be checked with no impact on score. Personal loan offers are provided by third parties and are subject to credit approval, state restrictions, and terms.

Do I need a credit check for a cash advance?

The 'No Credit Check' label applies only to Cash Advance offers from Network Partners, with amounts from $25 to $750. Other products may require a credit check, and approval is not guaranteed.

Is Bright Premium required to use the loan offers?

The listing states Bright Premium membership is not required for Bright Builder or Personal Loan offers. Rent reporting is a paid service on top of an active Bright membership, starting at $31 for up to 2 years of past payments.

Is Bright free?

Bright is free to download.

What is Bright good for?

Bright is built for comparing personal loan offers from different lenders, building credit history with a secured line of credit, reporting on-time rent payments to credit agencies. It sits in the loan finding list on AppTierList.

Is Bright worth it?

Bright is A tier, ranked #2 of 11 loan finding apps with a score of 85 out of 100, from a 4.8 App Store rating across 281,946 ratings. It is in the list's top tiers; 1 app ranks above it.

How does Bright compare to iMobile?

Bright is A tier at 85; iMobile is S tier at 95. iMobile ranks higher. Bright is free to download, iMobile is free, with no in-app purchases.

How often is Bright updated?

Bright was updated 5 days ago, which counts in its favour.

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All the facts

List
Loan Finding
Tier
A (Excellent)
Score
85 / 100
Rank in list
#2 of 11
Ranking certainty
settled
Price
Free download
App Store rating
4.8 out of 5
Number of ratings
281,946
Recent reviews
3.8 from 20 in the last 180 days
Current version
(5 days ago)
App Store data read
App Store category
Finance
Good for
Comparing personal loan offers from different lenders, Building credit history with a secured line of credit, Reporting on-time rent payments to credit agencies
Requires
iOS 15.6 or later
Size
97 MB
Age rating
17+
Languages
1
Maker
unclaimed
As data
JSON · why it ranks here

Ranking refreshed · how it is computed