#10in Loan FindingRate: Home, Finance & Wellness
What is Rate?
Rate is a free finance app listed under Finance that covers home lending, auto loans and personal loans. It also includes wellness and lifestyle content such as yoga, meditation, sleep soundscapes, workouts, meal plans, a RateFit apparel shop and Rate Travel bookings.
Pricing. Rate: Home, Finance & Wellness is free, with no in-app purchases on the App Store.
Good for
- Comparing or applying for a mortgage, refinance, HELOC or auto loan
- Getting a personal loan from Rate, Inc. For amounts from $4,000 to $50,000
- Following guided yoga, meditation, sleep or workout programs in one app
Screenshots
Why this app is in C tier
Rate scores 68 out of 100: rating 97, rating count 74, App Store search rank 0, update recency 100. The four parts are averaged with no weights, and C tier follows from that score within this list. The full explanation, as data.
Description
Rate is a next‐generation mortgage, auto, and wellness app that connects your home, finances, and daily wellbeing in one seamless experience. With fast approvals, intuitive tools, and a growing library of wellness and lifestyle content, Rate helps you move confidently through every part of life - from buying a home to improving your health. Homeownership & Lending: -Apply in minutes for a mortgage, refinance, HELOC, personal loan, or auto loan. -Explore homes for sale and check your home’s estimated value. -Track every step of your loan through the Loan Center with real‐time updates. -Connect with dedicated mortgage advisors and access insurance options for home, auto, pets, umbrella, and more. Auto Loans: -Browse vehicles by make, model, and body style. -Get instantly pre‐qualified and receive a printable voucher to bring to the dealership. -Compare financing options and shop confidently with clear terms. Wellness, Lifestyle & Performance: -Explore Yoga Yard flows, Zen Den meditations, Sleep Sanctuary soundscapes, and the 7‐Day Sleep Harmony series. -Train with athlete‐led programs including Train Like a Champ and Outdoor Studio workouts filmed in Miami and Chicago. -Bui
Compare in Loan Finding
| Measure | Rate |  FairMoney |  EMKAN Finance |
|---|---|---|---|
| Tier | C | B | C |
| Score | 68 / 100 | 80 / 100 | 65 / 100 |
| Rating | 4.9 ★ | 4.6 ★ | 4.4 ★ |
| Ratings | 2.5K | 14.5K | 8.3K |
| Latest ratings · 180d | — | 3.5 ★ · 20 reviews | — |
| Last update | 3d ago | 1d ago | 15d ago |
| Price | Free | Free | Free download |
Alternatives
See all 10 ›
Top rated in Loan Finding
Questions about Rate
Who can get a Rate personal loan?
You must be 18 or older (19 or older in Alabama) and be a US citizen, a permanent resident, or a non-permanent resident on a valid, long-term visa. Approval depends on minimum requirements including credit history and debt-to-income ratio.
What are the personal loan terms listed?
Repayment options range from 1 to 5 years. Standard fixed rates are 8.99% to 19.99% APR, or 8.74% to 19.74% with a 0.25% autopay discount. Rates are stated as current as of 01/13/23 and vary by state.
Does the app include wellness content as well as finance tools?
Yes. The listing describes Yoga Yard flows, Zen Den meditations, Sleep Sanctuary soundscapes, athlete-led workout programs, Nutrition Kitchen meal plans, RateFit apparel, Rate Outdoors products and Rate Travel bookings.
Is Rate free?
Yes. Rate is free on the App Store, with no in-app purchases.
What is Rate good for?
Rate is built for comparing or applying for a mortgage, refinance, HELOC or auto loan, getting a personal loan from rate, inc. for amounts from $4,000 to $50,000, following guided yoga, meditation, sleep or workout programs in one app. It sits in the loan finding list on AppTierList.
Is Rate worth it?
Rate is C tier, ranked #10 of 11 loan finding apps with a score of 68 out of 100, from a 4.9 App Store rating across 2,524 ratings. 9 apps rank above it in the same list.
How does Rate compare to FairMoney?
Rate is C tier at 68; FairMoney is B tier at 80. FairMoney ranks higher. Rate is free, with no in-app purchases, FairMoney is free, with no in-app purchases.
How often is Rate updated?
Rate was updated 3 days ago, which counts in its favour.
All the facts
- List
- Loan Finding (C tier, #10)
- Tier
- C (Situational)
- Score
- 68 / 100
- Rank in list
- #10 of 11
- Ranking certainty
- early: few ratings or search ranks so far
- Price
- Free
- App Store rating
- 4.9 out of 5
- Number of ratings
- 2,524
- Current version
- (3 days ago)
- App Store data read
- App Store category
- Finance
- Good for
- Comparing or applying for a mortgage, refinance, HELOC or auto loan, Getting a personal loan from Rate, Inc. For amounts from $4,000 to $50,000, Following guided yoga, meditation, sleep or workout programs in one app
- Requires
- iOS 17 or later
- Size
- 178 MB
- Age rating
- 4+
- Languages
- 2
- Runs on
- iPhone
- Developer pages
- Website · Support · Privacy policy
- Maker
- unclaimed
- As data
- JSON · why it ranks here
App Store data read · ranking · how it is computed