Upstart: Personal Loans + More

Upstart scores 84 out of 100: rating 98, rating count 87, App Store search rank 52, update recency 100. The four parts are averaged with no weights, and A tier follows from that score within this list. The full explanation, as data.

Upstart makes it simple to borrow the money you need. Get funded in as fast as 24 hours for personal loans1, and within seconds with Cash Line*. Check your rate in minutes, with no impact to your credit score2. Trusted by 4M+ borrowers3 & rated 4.9 stars4. Apply for fixed-rate loans from $200 to $75,000.5 Easily apply for personal loans and credit lines. Lightning Fast Approvals • Most funded borrowers received approvals instantly6, no paperwork needed • Funding instantly for Cash Line after approval* • Check if you qualify in minutes Flexible Loans & Cash Access • Personal loans: $200- $75K5 • Debt consolidation: Combine debts into one payment • Cash Line: Access a flexible line of credit for quick cash needs App Features • NEW: Unlock ongoing funds7 vs one-time cash advances with Cash Line for instant cash*. Get $200 minimum once approved. • Compare loan options side-by-side • Manage your loan & make payments • Get prequalified for future loans • Access customer support 24/7 Why 4+ Million Borrowers Choose Us3 • Top rated with strong customer satisfaction • No hidden fees; transparent pricing from day one • Personalized rates based on your financial profile •