EarnIn: Beyond Cash Advance
What is EarnIn?
EarnIn lets users access up to $150 per day of money they have already earned, with a maximum of $1,000 per pay period. The listing also describes Early Pay for receiving a paycheck up to 2 days early, Balance Shield alerts when a bank balance drops below a set level, free VantageScore 3.0 tracking, and Tip Yourself savings. EarnIn is not a bank.
Pricing. EarnIn: Beyond Cash Advance is free, with no in-app purchases on the App Store.
Good for
- Covering bills before the next payday
- Receiving a paycheck up to 2 days early
- Getting alerts when a bank balance drops below a set level
Screenshots
Why this app is in A tier
EarnIn scores 86 out of 100: rating 96, rating count 97, App Store search rank 50, update recency 100. The four parts are averaged with no weights, and A tier follows from that score within this list. The full explanation, as data.
Description
EarnIn is the original same-day pay app^ - with overdraft help, credit monitoring, saving, and more. GET UP TO $150 PER DAY* Access up to $150/day, with a max of $1,000 per pay period. Get your money in your bank in minutes for a small fee, or in 1-3 business days at no cost. NO MANDATORY FEES No interest, no credit check, no membership fees, nada.* Choose to pay a tip - only if you want.1 ACCESS YOUR OWN CASH Tap into money you’ve already earned to pay bills in advance, keep your budget on track, and more. Why borrow money, take out a payday loan, or use a cash advance?^ GET PAID EARLY With Early Pay, you can get your paycheck up to 2 days early. Just $2.99 per expedited transfer to your primary bank.‡ HELP AVOID OVERDRAFTS With Balance Shield, you can get alerts & custom transfers from your own pay to help protect your bank balance.** TRACK YOUR CREDIT SCORE FOR FREE Your VantageScore 3.0® by Experian® is just a tap away.^^ EFFORTLESS SAVING With Tip Yourself, you can set yourself up to save every time you get your paycheck.2 SAFE AND SECURE We use the latest in security technology to keep your data protected. BACKED BY 24/7 SUPPORT Our Live Chat team is available 24/7,
Compare in Cash Advances
| Measure | |||
|---|---|---|---|
| Tier | A | A | A |
| Score | 86 / 100 | 86 / 100 | 86 / 100 |
| Rating | 4.8 ★ | 4.9 ★ | 4.8 ★ |
| Ratings | 464K | 291K | 395K |
| Latest ratings · 180d | 3.5 ★ · 20 reviews | 4.0 ★ · 20 reviews | 3.5 ★ · 20 reviews |
| Last update | 2d ago | 26d ago | 2d ago |
| Price | Free | Free | Free |
Alternatives
See all 39 ›Questions about EarnIn
Does the app charge fees?
There are no interest charges, credit checks or membership fees. Instant transfers carry a small fee, while transfers in 1 to 3 business days are at no cost. Tips are optional.
Is EarnIn a bank?
The listing says EarnIn is not a bank. Early Pay requires a Deposit Account with Evolve Bank & Trust or Lead Bank, both Members FDIC.
Is credit score tracking included?
The listing says VantageScore 3.0 by Experian can be tracked for free. It states the score may differ from the score a lender uses.
Is EarnIn free?
Yes. EarnIn is free on the App Store, with no in-app purchases.
What is EarnIn good for?
EarnIn is built for covering bills before the next payday, receiving a paycheck up to 2 days early, getting alerts when a bank balance drops below a set level. It sits in the cash advances list on AppTierList.
Is EarnIn worth it?
EarnIn is A tier, ranked #7 of 40 cash advance apps with a score of 86 out of 100, from a 4.8 App Store rating across 463,686 ratings. It is in the list's top tiers; 6 apps rank above it.
How does EarnIn compare to Grant Cash Advance?
EarnIn is A tier at 86; Grant Cash Advance is A tier at 86. They score the same. EarnIn is free, with no in-app purchases, Grant Cash Advance is free, with no in-app purchases.
How often is EarnIn updated?
EarnIn was updated 2 days ago, which counts in its favour.
All the facts
- List
- Cash Advances (A tier, #7)
- Tier
- A (Excellent)
- Score
- 86 / 100
- Rank in list
- #7 of 40
- Ranking certainty
- settled
- Price
- Free
- App Store rating
- 4.8 out of 5
- Number of ratings
- 463,686
- Recent reviews
- 3.5 from 20 in the last 180 days
- Current version
- (2 days ago)
- App Store data read
- App Store category
- Finance
- Good for
- Covering bills before the next payday, Receiving a paycheck up to 2 days early, Getting alerts when a bank balance drops below a set level
- Requires
- iOS 16.0 or later
- Size
- 216 MB
- Age rating
- 4+
- Languages
- 1
- Runs on
- iPhone
- Developer pages
- Website · Support · Privacy policy
- Maker
- unclaimed
- As data
- JSON · why it ranks here
App Store data read · reviews · ranking · how it is computed