FloatMe: Fast Cash Advance App
What is FloatMe?
FloatMe is a Finance app for requesting Floats, which the listing describes as cash advances of earned but unpaid wages sent to a linked bank account. The listing says Floats are not a loan, with first-time approval amounts of $10 to $50 and up to $200 for eligible users over time. Membership at $6.99 per month includes Subscription Manager, Credit Monitoring, Marketplace Offers, and Low Balance Alerts.
Pricing. FloatMe: Fast Cash Advance App is free, with no in-app purchases on the App Store.
Good for
- Covering bills, gas, or groceries before payday
- Finding recurring charges on a linked bank account
- Checking an Equifax credit score within the app
Screenshots
Why this app is in B tier
FloatMe scores 85 out of 100: rating 96, rating count 92, App Store search rank 52, update recency 100. The four parts are averaged with no weights, and B tier follows from that score within this list. The full explanation, as data.
Description
Meet FloatMe, your Best Financial Friend - here to help you get, manage, and save money. Connect your bank account and request a Float, a cash advance sent straight to your account. No credit checks. No interest. No tips, ever. Repay when you get paid or can afford it. FLOATS / CASH ADVANCES* Pay bills, get gas, or grab groceries with cash advances. FloatMe helps you unlock your earned but unpaid wages fast with Floats. Download the app, connect your bank account, and you're off. Request a Float and we'll deliver it to your bank in three business days or less. Need it now? We'll expedite your Instant Float within seconds for a small fee. First time approval amounts range from $10 - $50. Eligible users may qualify for larger Floats over time, up to $200. Not all users will qualify and many will not qualify for the maximum amount right away. Average Float amount is $53 (as of July 1, 2026). SUBSCRIPTION MANAGER Still paying for that free trial you started in March? We'll find it. FloatMe spots the recurring charges hitting your linked account and puts them all in one place - what you're paying, how often, and what's coming up next. Keep the ones you love, cut the ones you forgot
Compare in Cash Advances
| Measure | |||
|---|---|---|---|
| Tier | B | A | B |
| Score | 85 / 100 | 85 / 100 | 84 / 100 |
| Rating | 4.8 ★ | 4.8 ★ | 4.8 ★ |
| Ratings | 160K | 507K | 330K |
| Latest ratings · 180d | 4.7 ★ · 20 reviews | 2.1 ★ · 20 reviews | 2.7 ★ · 20 reviews |
| Last update | 6d ago | 10d ago | 3d ago |
| Price | Free | Free | Free |
Alternatives
See all 39 ›Questions about FloatMe
Is FloatMe a loan app?
The listing says Floats are not a payday loan, cash loan, personal loan, or an app to borrow money. It describes them as advances of earned but unpaid wages with 0% APR, repaid on a date you set.
Do I need a paid membership to request a Float?
You may request a Float without paying a membership fee by electing that option in the Terms and Conditions. Membership is $6.99 per month and auto-renews until canceled.
Does checking my credit score affect it?
Checking your Equifax credit score in the app won't affect your score. Credit Monitoring is included with membership at no extra charge.
Is FloatMe free?
Yes. FloatMe is free on the App Store, with no in-app purchases.
What is FloatMe good for?
FloatMe is built for covering bills, gas, or groceries before payday, finding recurring charges on a linked bank account, checking an equifax credit score within the app. It sits in the cash advances list on AppTierList.
Is FloatMe worth it?
FloatMe is B tier, ranked #11 of 40 cash advance apps with a score of 85 out of 100, from a 4.8 App Store rating across 159,581 ratings. Good, and 10 apps rank above it.
How does FloatMe compare to DailyPay On-Demand Pay?
FloatMe is B tier at 85; DailyPay On-Demand Pay is A tier at 85. They score the same. FloatMe is free, with no in-app purchases, DailyPay On-Demand Pay is free, with no in-app purchases.
How often is FloatMe updated?
FloatMe was updated 6 days ago, which counts in its favour.
All the facts
- List
- Cash Advances (B tier, #11)
- Tier
- B (Good)
- Score
- 85 / 100
- Rank in list
- #11 of 40
- Ranking certainty
- settled
- Price
- Free
- App Store rating
- 4.8 out of 5
- Number of ratings
- 159,581
- Recent reviews
- 4.7 from 20 in the last 180 days
- Current version
- (6 days ago)
- App Store data read
- App Store category
- Finance
- Good for
- Covering bills, gas, or groceries before payday, Finding recurring charges on a linked bank account, Checking an Equifax credit score within the app
- Requires
- iOS 15.0 or later
- Size
- 100 MB
- Age rating
- 17+
- Languages
- 1
- Runs on
- iPhone
- Developer pages
- Website · Support · Privacy policy
- Maker
- unclaimed
- As data
- JSON · why it ranks here
App Store data read · reviews · ranking · how it is computed