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True Finance: Cash Advance app icon#15in Cash Advances

True Finance: Cash Advance

B Tier
Good · #15 of 40
84
4.8★75.1K ratings
Freeprice
8dsince update

What is True Finance?

True Finance is a Finance app that combines spending tracking with transactions sorted into 16 categories, cash advances of up to $150 with no credit checks, and credit score monitoring powered by VantageScore 3.0 and Equifax data through partner Array. It also includes an Earn tab for rewards from games, tasks, and surveys, and a marketplace showing personal loans, credit cards, and insurance from partners.

Pricing. True Finance: Cash Advance is free, with no in-app purchases on the App Store.

Good for

  • Tracking spending across 16 automatic categories
  • Covering short gaps between paydays with a small cash advance
  • Monitoring credit score and receiving alerts for credit pulls

Screenshots

1 / 5

Why this app is in B tier

True Finance scores 84 out of 100: rating 96, rating count 89, App Store search rank 50, update recency 100. The four parts are averaged with no weights, and B tier follows from that score within this list. The full explanation, as data.

Description

Instant Cash Advance Up to $150*, Budget and Earn Money True Finance is your all-in-one app to budget smarter, earn more, and access instant cash advances up to $150. Track spending, earn extra income, boost your credit score, and get interest-free cash advances*. Over $50M in advances given and users have earned over $1,200/month in rewards.

 SMART BUDGETING TOOL Get a clear, accurate view of your spending with one of the most reliable budgeting tools available.
Accurate Categorization: Transactions automatically assigned to 16 categories for a full picture of where your money goes.
Simple Dashboard: All spending organized in one place and updated instantly.
Flexible Tracking: View by category, time period, or custom tags (custom categories and alerts coming soon).

 CASH ADVANCES Access up to $150 in interest-free cash advances with no credit checks. Funds can arrive in minutes for an optional instant fee*, or within three business days via standard processing. Approval is based on eligibility and requires a connected, qualifying bank account. Over $50M in cash advances have been provided.

 CREDIT SCORE MONITORING View and track your credit score, powered by VantageSco

Compare in Cash Advances

MeasureTrue FinanceBrightPossible
TierBBB
Score84 / 10084 / 10083 / 100
Rating4.8 ★4.8 ★4.8 ★
Ratings75.1K283K138K
Latest ratings · 180d2.0 ★ · 20 reviews3.8 ★ · 20 reviews3.9 ★ · 20 reviews
Last update8d ago8d ago25d ago
PriceFreeFreeFree

Alternatives

See all 39 ›

Questions about True Finance

Is the app free to install?

Yes, the app is free to download. Membership costs $6.99/month and renews automatically until canceled in-app. Uninstalling the app does not cancel membership.

How much can I borrow and how fast do I get it?

Cash advances range from $10 - $150, with an average of $45 as of Dec 2025. Funds arrive within three business days via standard processing, or within the hour for an instant fee of $1.99 - $5.99 where the bank participates in FedNow.

Does a cash advance require a credit check or connected bank account?

The listing says advances are interest-free with no credit checks, but approval is based on eligibility and requires a connected, qualifying bank account. Approval is not guaranteed.

Is True Finance free?

Yes. True Finance is free on the App Store, with no in-app purchases.

What is True Finance good for?

True Finance is built for tracking spending across 16 automatic categories, covering short gaps between paydays with a small cash advance, monitoring credit score and receiving alerts for credit pulls. It sits in the cash advances list on AppTierList.

Is True Finance worth it?

True Finance is B tier, ranked #15 of 40 cash advance apps with a score of 84 out of 100, from a 4.8 App Store rating across 75,131 ratings. Good, and 14 apps rank above it.

How does True Finance compare to Bright?

True Finance is B tier at 84; Bright is B tier at 84. They score the same. True Finance is free, with no in-app purchases, Bright is free, with no in-app purchases.

How often is True Finance updated?

True Finance was updated 8 days ago, which counts in its favour.

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All the facts

List
Cash Advances (B tier, #15)
Tier
B (Good)
Score
84 / 100
Rank in list
#15 of 40
Ranking certainty
settled
Price
Free
App Store rating
4.8 out of 5
Number of ratings
75,131
Recent reviews
2.0 from 20 in the last 180 days
Current version
(8 days ago)
App Store data read
App Store category
Finance
Good for
Tracking spending across 16 automatic categories, Covering short gaps between paydays with a small cash advance, Monitoring credit score and receiving alerts for credit pulls
Requires
iOS 18.1 or later
Size
127 MB
Age rating
4+
Languages
1
Runs on
iPhone
Developer pages
Website · Support · Privacy policy
Maker
unclaimed
As data
JSON · why it ranks here

App Store data read · reviews · ranking · how it is computed