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10+ Best Paytient Alternatives for iPhone (2026)

Paytient is B tier, #17 of 20 in buy now pay later. Here is everything that competes with it on iPhone, in tier order.

  1. 1
    Free · ★ 4.8 · 6,299,042 ratings · score 97
    Payment app for paying in stores and online, sending money, earning card rewards, and paying later in installments.
  2. 2
    Free download · ★ 4.8 · 85,297 ratings · score 94
    Finance app to send money, split purchases into interest-free payments, and access deals and in-store Tabby locations.
  3. 3
    Free download · ★ 4.7 · 58,655 ratings · score 94
    Tamara is a buy-now-pay-later app for splitting purchases into payment plans at partner merchants in Saudi Arabia and.
  4. 4
    Free · ★ 4.9 · 1,859,411 ratings · score 93
    Free shopping app for paying over time with Affirm online, in-store, in the app, or with the Affirm Card.
  5. 5
    Free · ★ 4.9 · 752,815 ratings · score 90
    Buy now, pay over time with split payments for online, in-store, and in-app shopping.
  6. 6
    Free · ★ 4.9 · 306,285 ratings · score 89
    Buy now, pay later app for installment purchases, with optional credit reporting, rewards and a mobile plan.
  7. 7
    Free · ★ 4.9 · 877,736 ratings · score 87
    Splits purchases into 2, 4, or 8 installments, usable online and in-store where Visa is accepted, with bill splitting.
  8. 8
    Free · ★ 4.8 · 122,820 ratings · score 87
    Buy now, pay later app that splits online purchases at partner retailers into 4 payments made every two weeks.
  9. 9
    Free · ★ 4.8 · 518,568 ratings · score 85
    Lets renters split a monthly rent payment into two payments, with rent paid upfront to the landlord or property.
  10. 10
    Free · ★ 4.7 · 34,444 ratings · score 84
    Free shopping app from Progressive Leasing for applying to lease-to-own purchases and finding nearby retail locations.
  11. 11
    Snap FinanceAhigher tier
    Free · ★ 4.9 · 29,811 ratings · score 83
    Shopping app for applying to and managing lease-to-own financing of up to $5,000 for purchases such as furniture, tires
  12. 12
    Free · ★ 4.8 · 29,134 ratings · score 83
    Lease-to-own app for shopping at participating retailers and paying for items over time, with no credit required per…
  13. 13
    Free · ★ 4.8 · 27,142 ratings · score 82
    Lease-to-own shopping app for furniture, electronics, appliances and tires, with approvals up to $4,000.
  14. 14
    Free · ★ 4.6 · 2,915 ratings · score 82
    A shopping marketplace where you buy items and pay in instalments at zero interest at the normal market price.
  15. 15
    Free download · ★ 4.8 · 32,317 ratings · score 82
    Companion app for Purchasing Power customers to search the catalog, track orders, view statements and send documents.
  16. 16
    Free · ★ 4.9 · 20,035 ratings · score 81
    Splits rent, mortgage, or car payments into two smaller payments timed to your paychecks.
  17. 18
    Free download · ★ 4.9 · 3,365 ratings · score 78
    Lets users book flights with a partial upfront payment and pay the rest in installments before departure.
  18. 19
    Free · ★ 4.6 · 3,133 ratings · score 67
    Livble lets you pay rent throughout the month in flexible installments instead of one lump sum.
  19. 20
    Free download · ★ 4.5 · 2,584 ratings · score 66
    Egyptian fintech app offering buy now pay later installments, online shopping, bulk grocery delivery, small business.

Questions people ask

What is the best alternative to Paytient on iPhone?
PayPal - Pay, Send, Save, S tier, #1 in buy now pay later.
Is there a free alternative to Paytient?
Yes: PayPal - Pay, Send, Save (S tier, #1) is free, with no in-app purchases.
Does anything rank above Paytient?
Yes. 16 apps rank above it in buy now pay later: PayPal - Pay, Send, Save (#1), Tabby: Send, spend and save (#2), Tamara | Own your Dream (#3) and more.

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