SoFi: Bank, Invest & Crypto

Why do 15.8M members love SoFi? Bank, invest, and own crypto all in one app, now with SoFi Coach, your free AI-driven financial guide. NEW! SOFI COACH: AI-DRIVEN FINANCIAL GUIDE • Chat with Coach for personalized financial insights, powered by SoFi Financial Planners. • AI-driven analysis of your spending, budget, credit score, debt, and investment portfolio. ONLINE BANKING • Open a bank account with no account, service, or maintenance fees and no minimum balance required. • Mobile banking app to send money, transfer funds, pay bills, and manage your finances. HIGH-YIELD SAVINGS ACCOUNT • Savings Vaults help you organize your emergency fund and savings goals in one place. • Instant transfers between checking and savings with no fees. BUY, SELL & HOLD CRYPTO • First national chartered bank where individuals can buy, sell, and hold cryptocurrency. • Access Bitcoin, Ethereum, Solana, plus 25+ cryptocurrencies on a platform with the safeguards of a bank. SOFI PLUS PREMIUM MEMBERSHIP • 4.50% APY on up to $20,000 in savings with a SoFi Plus membership.¹ STOCK TRADING & INVESTING • Trade stocks and ETFs through SoFi Securities to build your investment portfolio (other fees apply). •