Moniepoint Personal Banking
- iPhone
- iPad
What is Moniepoint Personal Banking?
Moniepoint Personal Banking is a Finance app listed as free on the App Store. The listing describes money transfers, savings plans (Save As You Transact, Target, Flexible and Fixed Savings), debit card requests, USSD banking via *5573#, and bill and airtime payments. The listing states the app is licensed by the Central Bank of Nigeria and that deposits are insured by the NDIC.
Pricing. Moniepoint Personal Banking is free, with no in-app purchases on the App Store.
Good for
- Sending money and paying bills in Nigeria
- Saving for school fees, rent or emergencies
- Banking without internet access via USSD
Screenshots
Why this app is in C tier
Moniepoint Personal Banking scores 69 out of 100: rating 91, rating count 85, App Store search rank 0, update recency 100. The four parts are averaged with no weights, and C tier follows from that score within this list. The full explanation, as data.
Description
Experience banking that simply works. Moniepoint Personal Banking gives you fast, 99.9% reliable transfers, high-yield savings accounts, and seamless everyday payments built for your lifestyle. Join millions of Nigerians who trust Moniepoint for their daily financial needs. --- WHY CHOOSE MONIEPOINT? Seamless, Reliable Money Transfers • Experience instant transfers that never leave you stranded. • Enjoy 99.9% transaction uptime with real-time debit and credit alerts. • Free monthly transfers for eligible young adults (ages 16 - 24). High-Yield Savings That Grow With You • Earn competitive interest rates of up to 20% per annum on your savings. • Find a savings plan that suits you: - Save As You Transact (SAYT): Automatically set aside a percentage every time you spend. - Target Savings: Build disciplined funds for school fees, rent, or special projects. - Flexible Savings: Save for emergencies and withdraw anytime you need it. - Fixed Savings: Lock funds securely and lock in guaranteed returns. Fast Debit Card Delivery • Request a Moniepoint debit card directly from the app. • Fast delivery straight to your doorstep within 48 hours. • Use your card seamlessly at any
Compare in Saving Money
| Measure | |||
|---|---|---|---|
| Tier | C | B | C |
| Score | 69 / 100 | 70 / 100 | 68 / 100 |
| Rating | 4.6 ★ | 4.9 ★ | 4.7 ★ |
| Ratings | 32.4K | 17.9K | 5.9K |
| Latest ratings · 180d | 3.7 ★ · 20 reviews | — | — |
| Last update | 24d ago | 49d ago | 3d ago |
| Price | Free | Free download | Free |
Alternatives
See all 18 ›Where else it ranks
- Best Money Transfer Appslisted, beyond the tiered top, score 69
- Best Banking Appslisted, beyond the tiered top, score 69
Questions about Moniepoint Personal Banking
Is the app free to download?
The App Store listing shows a price of free.
Is my money insured?
The listing states the app is fully licensed by the Central Bank of Nigeria and that customer deposits are insured by the Nigeria Deposit Insurance Corporation (NDIC).
How can I get help?
The listing says support is available 24/7 through in-app live chat, a helpline at 01 888 9990, WhatsApp at +234 908 843 0803, and the website www.moniepoint.com.
Is Moniepoint Personal Banking free?
Yes. Moniepoint Personal Banking is free on the App Store, with no in-app purchases.
What is Moniepoint Personal Banking good for?
Moniepoint Personal Banking is built for sending money and paying bills in nigeria, saving for school fees, rent or emergencies, banking without internet access via USSD. It sits in the saving money list on AppTierList.
Is Moniepoint Personal Banking worth it?
Moniepoint Personal Banking is C tier, ranked #13 of 19 saving money apps with a score of 69 out of 100, from a 4.6 App Store rating across 32,444 ratings. 12 apps rank above it in the same list.
How does Moniepoint Personal Banking compare to Debbie?
Moniepoint Personal Banking is C tier at 69; Debbie is B tier at 70. Debbie ranks higher. Moniepoint Personal Banking is free, with no in-app purchases, Debbie is free to download.
How often is Moniepoint Personal Banking updated?
Moniepoint Personal Banking was updated 24 days ago, which counts in its favour.
All the facts
- Lists
- Saving Money (C tier, #13) · Money Transfer (#51, beyond the tiered top) · Banking (#197, beyond the tiered top)
- Tier
- C (Situational)
- Score
- 69 / 100
- Rank in list
- #13 of 19
- Ranking certainty
- early: few ratings or search ranks so far
- Price
- Free
- App Store rating
- 4.6 out of 5
- Number of ratings
- 32,444
- Recent reviews
- 3.7 from 20 in the last 180 days
- Current version
- (24 days ago)
- App Store data read
- App Store category
- Finance
- Good for
- Sending money and paying bills in Nigeria, Saving for school fees, rent or emergencies, Banking without internet access via USSD
- Requires
- iOS 14.0 or later
- Size
- 267 MB
- Age rating
- 17+
- Languages
- 1
- Runs on
- iPhone, iPad
- Developer pages
- Website · Support · Privacy policy
- Maker
- unclaimed
- As data
- JSON · why it ranks here
App Store data read · reviews · ranking · how it is computed