FairMoney: Save, Spend, Credit
What is FairMoney?
FairMoney is a finance app listed under Finance that is free to download. The description says it offers instant loans with repayment terms of 30 to 180 days, savings features called FairSave and FairLock, and a FairMoney ATM card for payments.
Pricing. FairMoney: Save, Spend, Credit is free, with no in-app purchases on the App Store.
Good for
- Borrowing funds for an unexpected expense in Nigeria
- Saving money with interest-earning deposits
- Making everyday online and offline card payments
Screenshots
Why this app is in B tier
FairMoney scores 80 out of 100: rating 91, rating count 82, App Store search rank 45, update recency 100. The four parts are averaged with no weights, and B tier follows from that score within this list. The full explanation, as data.
Description
FairMoney - Nigeria’s Leading Online Loan App Need an urgent loan or a reliable cash loan solution? FairMoney is your go-to loan app in Nigeria, providing fast and easy access to funds anytime, anywhere. With over 5 million users and 10,000+ daily loan disbursements, FairMoney stands out as the top loan app for individuals and businesses. Why Choose FairMoney? FairMoney is a trusted finance partner that offers a seamless loan borrowing experience with a variety of features designed to meet your financial needs. 1. Instant Loan Facing an unexpected expense? Get an instant loan of up to NGN 3,000,000 in less than 5 minutes. No paperwork, no long queues, and no collateral - just a simple and secure loan app experience. 2. Flexible Repayment Plans Choose from loan repayment options ranging between 30 to 180 days, making it easier to manage your finances. Whether you need a small loan for personal use or a larger business loan, FairMoney is the fast loan app that adapts to your needs. 3. Fastest Loan App - Quick Approvals & Instant Disbursal FairMoney is the fastest loan app in Nigeria, offering quick loans without lengthy verification processes. Apply, get approved, and recei
Compare in Loan Finding
| Measure | |||
|---|---|---|---|
| Tier | B | A | C |
| Score | 80 / 100 | 80 / 100 | 68 / 100 |
| Rating | 4.6 ★ | 4.8 ★ | 4.9 ★ |
| Ratings | 14.5K | 3.2K | 2.5K |
| Latest ratings · 180d | 3.5 ★ · 20 reviews | — | — |
| Last update | 1d ago | 15d ago | 4d ago |
| Price | Free | Free download | Free |
Alternatives
See all 10 ›Top rated in Loan Finding
Questions about FairMoney
Is the app free to use?
The App Store listing shows it as free to download with no in-app purchases. The description says bill payments and bank transfers carry zero service charges, but loan costs are shown only in an example offer.
How large can a loan be and how long is the repayment period?
The description says loans of up to NGN 3,000,000 are available with repayment options between 30 and 180 days. Approval terms for individual applicants are not stated on the App Store.
What does the example loan offer show?
The example lists a NGN 100,000 loan over 3 months with NGN 6,000 interest, total repayment of NGN 106,000, monthly installments of NGN 35,333, and a representative APR of 24%.
Is FairMoney free?
Yes. FairMoney is free on the App Store, with no in-app purchases.
What is FairMoney good for?
FairMoney is built for borrowing funds for an unexpected expense in nigeria, saving money with interest-earning deposits, making everyday online and offline card payments. It sits in the loan finding list on AppTierList.
Is FairMoney worth it?
FairMoney is B tier, ranked #9 of 11 loan finding apps with a score of 80 out of 100, from a 4.6 App Store rating across 14,507 ratings. Good, and 8 apps rank above it.
How does FairMoney compare to LendingPoint?
FairMoney is B tier at 80; LendingPoint is A tier at 80. They score the same. FairMoney is free, with no in-app purchases, LendingPoint is free to download.
How often is FairMoney updated?
FairMoney was updated 1 days ago, which counts in its favour.
All the facts
- List
- Loan Finding (B tier, #9)
- Tier
- B (Good)
- Score
- 80 / 100
- Rank in list
- #9 of 11
- Ranking certainty
- settled
- Price
- Free
- App Store rating
- 4.6 out of 5
- Number of ratings
- 14,507
- Recent reviews
- 3.5 from 20 in the last 180 days
- Current version
- (1 days ago)
- App Store data read
- App Store category
- Finance
- Good for
- Borrowing funds for an unexpected expense in Nigeria, Saving money with interest-earning deposits, Making everyday online and offline card payments
- Requires
- iOS 16.0 or later
- Size
- 346 MB
- Age rating
- 4+
- Languages
- 1
- Runs on
- iPhone
- Developer pages
- Website · Support · Privacy policy
- Maker
- unclaimed
- As data
- JSON · why it ranks here
App Store data read · reviews · ranking · how it is computed