Kuda - Free transfer & payment

Join over 8 million people who use Kuda to spend, save, borrow, and get more from their money every day. OPEN A FREE ACCOUNT Download the Kuda banking app, open an account in minutes, add some money, save automatically, invest in US stocks, and pay bills. Kuda is licensed by the Central Bank of Nigeria, with deposits insured by the NDIC. MAKE RELIABLE PAYMENTS Make banking easier for yourself. Get 25 free money transfers to any Nigerian bank monthly (Nigeria only), enjoy free debit and credit alerts and send money instantly to other Kuda users with just their Kuda Username. Pay online and offline with secure payment options. Pay across borders with money transfers to Nigeria from abroad at competitive rates. (UK and Canada users only.) Pay bills and buy airtime for all major networks. (Users in Nigeria only.) Request a Kuda card with pickup and nationwide delivery options. (Users in Nigeria only.) WATCH YOUR MONEY GROW Set up Spend+Save to save automatically each time you spend or lock some money away in a Fixed Pocket and earn up to 16% annual interest. (Users in Nigeria with Tier 3 accounts only, terms and conditions apply.) Invest in US stocks with a trading account (Niger