#29in BankingLili - Business Banking
What is Lili?
Lili is an online business banking app for small businesses in the U.S. The listing describes high-speed payments, a high-yield business savings account with up to 4.00% APY, and a business line of credit up to $250,000. It also lists integrations with QuickBooks, Xero, Stripe, Shopify, and Gusto, team access with permissions, and live support 7 days a week.
Pricing. Lili - Business Banking is free, with no in-app purchases on the App Store.
Good for
- Small businesses that want banking connected to QuickBooks, Xero, or Shopify
- Businesses with multiple employees or accountants who need permissioned access
- Businesses seeking a revolving line of credit to manage cash flow cycles
Screenshots
Why this app is in B tier
Lili scores 87 out of 100: rating 93, rating count 78, App Store search rank 79, update recency 100. The four parts are averaged with no weights, and B tier follows from that score within this list. The full explanation, as data.
Description
Lili is an award-winning online business banking platform built for growth-ready small businesses in the U.S. High-performance business banking with fast payments, high-yield savings, business credit, and exceptional support, Lili provides the financial foundation businesses rely on from day one through higher-revenue, multi-employee stages. ADVANCED BUSINESS BANKING • High-Speed Payments - Express ACH, domestic & international wires [2], and expedited check deposits [6] • Up to 4.00% Annual Percentage Yield (APY) on savings - Daily earnings, no lockups [4] • $3M FDIC Insurance - Expanded coverage via sweep network [8] • Access to Business Credit - Flexible terms, fast decisions [5] • Seamless Integrations - Connect with QuickBooks, Xero, Stripe, Shopify, Gusto, and more • Team Access - Add members and accountants with permissions • 7-Day Live Support - Reliable help when you need it HIGH-YIELD BUSINESS SAVINGS • Earn up to 4.00% APY on your business savings [4] • Daily earnings with no lockups or penalties • No minimum balance requirements HIGH-SPEED PAYMENTS, BUILT FOR SCALE • Express ACH and expedited check deposits for faster access to funds [6] • Domestic and international
Compare in Banking
| Measure | Lili |  Navy Federal Credit Union |  iMobile |
|---|---|---|---|
| Tier | B | B | B |
| Score | 87 / 100 | 87 / 100 | 87 / 100 |
| Rating | 4.6 ★ | 4.9 ★ | 4.8 ★ |
| Ratings | 6.9K | 815K | 69.7K |
| Latest ratings · 180d | — | 2.4 ★ · 20 reviews | 2.1 ★ · 20 reviews |
| Last update | 5d ago | 10d ago | 14d ago |
| Price | Free | Free | Free |
Alternatives
See all 39 ›
Top rated in Banking
Questions about Lili
Is Lili a bank?
No. The listing states Lili is a financial technology company, not a bank. Banking services are provided by Sunrise Banks N.A., Member FDIC.
Can I send international wires with Lili?
International wires are only available to legal entity customers such as LLCs, corporations, and partnerships, to and from select countries. Fees apply, and the app lists the current countries.
How is the business credit line priced?
The listing says fixed fees apply only to the amount you use. Applying takes as little as 3 minutes with no impact to your credit score, and approved funds can be available as soon as the next business day.
Is Lili free?
Yes. Lili is free on the App Store, with no in-app purchases.
What is Lili good for?
Lili is built for small businesses that want banking connected to quickbooks, xero, or shopify, businesses with multiple employees or accountants who need permissioned access, businesses seeking a revolving line of credit to manage cash flow cycles. It sits in the banking list on AppTierList.
Is Lili worth it?
Lili is B tier, ranked #29 of 40 banking apps with a score of 87 out of 100, from a 4.6 App Store rating across 6,948 ratings. Good, and 28 apps rank above it.
How does Lili compare to Navy Federal Credit Union?
Lili is B tier at 87; Navy Federal Credit Union is B tier at 87. They score the same. Lili is free, with no in-app purchases, Navy Federal Credit Union is free, with no in-app purchases.
How often is Lili updated?
Lili was updated 5 days ago, which counts in its favour.
All the facts
- List
- Banking (B tier, #29)
- Tier
- B (Good)
- Score
- 87 / 100
- Rank in list
- #29 of 40
- Ranking certainty
- settled
- Price
- Free
- App Store rating
- 4.6 out of 5
- Number of ratings
- 6,948
- Current version
- (5 days ago)
- App Store data read
- App Store category
- Finance
- Good for
- Small businesses that want banking connected to QuickBooks, Xero, or Shopify, Businesses with multiple employees or accountants who need permissioned access, Businesses seeking a revolving line of credit to manage cash flow cycles
- Requires
- iOS 17.6 or later
- Size
- 115 MB
- Age rating
- 4+
- Languages
- 1
- Runs on
- iPhone
- Developer pages
- Website · Support · Privacy policy
- Maker
- unclaimed
- As data
- JSON · why it ranks here
App Store data read · ranking · how it is computed