myEquifax
What is myEquifax?
MyEquifax is a finance app from Equifax that provides daily updates to an Equifax credit report and one-bureau credit score, with the ability to track score progress and set a score goal. An optional AI-powered tool called Optimal Path offers a personalized action plan, which users must opt in to use. Paid Equifax Complete Premier and Family plans add credit monitoring, identity theft protection, and Dark WebScan features.
Pricing. MyEquifax is free to download on the App Store.
Good for
- Checking your Equifax credit report and score without a credit card
- Tracking credit score progress against a personal goal
- Comparing optional paid plans for credit monitoring and identity protection
Screenshots
Why this app is in A tier
myEquifax scores 84 out of 100: rating 97, rating count 87, App Store search rank 52, update recency 100. The four parts are averaged with no weights, and A tier follows from that score within this list. The full explanation, as data.
Description
Get your Equifax credit report & credit score* updates at no cost with a free myEquifax™ account. It’s quick and easy to get started for free today and begin your credit journey. No credit card required to sign up. • Check your Equifax credit report for daily updates, anywhere you want. • Checking your credit doesn’t hurt your credit score. • Get daily one-bureau credit score updates and track your score progress over time. • Set a score goal and gain valuable insights on your credit journey. • Optimal Path™ - Opt in to use a free AI-powered tool that analyzes your credit profile and provides a personalized action plan with simple steps you can take to improve your credit over time. Upgrade to a paid plan to add Credit Monitoring and Identity Protection Features: Equifax Complete™ Premier - Get annual access to your report & credit score from Equifax, Transunion, and Experian*, along with credit monitoring and identity theft protection features including: • Dark WebScan: Receive alerts if we find your Social Security, credit card, debit card, banking, medical ID, and passport numbers on suspected fraudulent websites on the dark web** • Identity theft protection services
Compare in Credit Monitoring
| Measure | |||
|---|---|---|---|
| Tier | A | A | A |
| Score | 84 / 100 | 84 / 100 | 83 / 100 |
| Rating | 4.8 ★ | 4.8 ★ | 4.8 ★ |
| Ratings | 50.6K | 51.6K | 125K |
| Latest ratings · 180d | 2.9 ★ · 20 reviews | 2.5 ★ · 20 reviews | 2.9 ★ · 20 reviews |
| Last update | 7d ago | 53d ago | 7d ago |
| Price | Free download | Free | Free download |
Alternatives
See all 18 ›Questions about myEquifax
Does signing up require a credit card?
No credit card is required to sign up for a myEquifax account.
Does checking my credit lower my score?
Checking your credit does not hurt your credit score.
Which credit bureau data does the app show?
The free score uses a one-bureau VantageScore 3.0 model based on Equifax data. Paid Equifax Complete Premier plans include reports and scores from Equifax, TransUnion, and Experian.
Is myEquifax free?
myEquifax is free to download.
What is myEquifax good for?
myEquifax is built for checking your equifax credit report and score without a credit card, tracking credit score progress against a personal goal, comparing optional paid plans for credit monitoring and identity protection. It sits in the credit monitoring list on AppTierList.
Is myEquifax worth it?
myEquifax is A tier, ranked #8 of 19 credit monitoring apps with a score of 84 out of 100, from a 4.8 App Store rating across 50,638 ratings. It is in the list's top tiers; 7 apps rank above it.
How does myEquifax compare to myFICO?
myEquifax is A tier at 84; myFICO is A tier at 84. They score the same. myEquifax is free to download, myFICO is free, with no in-app purchases.
How often is myEquifax updated?
myEquifax was updated 7 days ago, which counts in its favour.
All the facts
- List
- Credit Monitoring
- Tier
- A (Excellent)
- Score
- 84 / 100
- Rank in list
- #8 of 19
- Ranking certainty
- settled
- Price
- Free download
- App Store rating
- 4.8 out of 5
- Number of ratings
- 50,638
- Recent reviews
- 2.9 from 20 in the last 180 days
- Current version
- (7 days ago)
- App Store data read
- App Store category
- Finance
- Good for
- Checking your Equifax credit report and score without a credit card, Tracking credit score progress against a personal goal, Comparing optional paid plans for credit monitoring and identity protection
- Requires
- iOS 15.6 or later
- Size
- 147 MB
- Age rating
- 17+
- Languages
- 1
- Maker
- unclaimed
- As data
- JSON · why it ranks here
Ranking refreshed · how it is computed