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Experian® app icon#3in Credit Monitoring

Experian®

Credit Monitoring · Free + IAP
A Tier
Excellent · #3 of 19
87
4.8★2.7M ratings
Free + IAPprice
4dsince update

What is Experian®?

Experian is a finance app from Experian that provides access to an Experian credit report and FICO Score with a free membership. It includes credit monitoring, a Boost feature that uses eligible bill payments, a marketplace for comparing credit card, personal loan or car insurance quotes, and a financial health survey. A paid membership adds bill negotiation and subscription cancellation, CreditLock, and an advance through Experian Cash powered by Brigit.

Pricing. Experian® is free to download, with in-app purchases on the App Store.

Good for

  • Checking your Experian credit report and FICO Score
  • Monitoring new accounts or inquiries opened in your name
  • Comparing credit card, personal loan or car insurance quotes

Screenshots

1 / 8

Why this app is in A tier

Experian® scores 87 out of 100: rating 97, rating count 100, App Store search rank 52, update recency 100. The four parts are averaged with no weights, and A tier follows from that score within this list. The full explanation, as data.

Description

Get your Experian Credit Report and FICO® Score with a free membership - no credit card needed! Apply for credit cards and loans labeled “No Ding Decline™” that won’t ding your FICO® Score if you’re not approved^^. You could save an avg of $1,007/year on car insurance^^^. Chat with the Experian Virtual Assistant™. With a paid membership, you could save an avg of $721 with Bill Negotiation & Subscription Cancellation**and get an advance with Experian Cash™ powered by Brigit^. GET STARTED FOR FREE ■Experian Boost®ø Raise your FICO® Score* using bills you already pay - cell phone, utilities, streaming services and eligible rent payments ■Credit monitoring Stay informed if accounts are opened in your name, or new inquiries appear on your Experian credit report ■Marketplace^ Compare credit card, personal loan or car insurance quotes matched to your credit profile ■Financial health assessment# Take a survey and get suggested actions to improve your overall financial health and see what steps you could take to improve it PREMIUM BENEFITS ■Bill Negotiation & Subscription Cancellation** You could save time and up to $721 when we negotiate and cancel your bills ■Ex

Compare in Credit Monitoring

MeasureExperian®Intuit Credit KarmaCredit Sesame
TierAAA
Score87 / 10087 / 10086 / 100
Rating4.8 ★4.8 ★4.8 ★
Ratings2.7M7.8M436K
Latest ratings · 180d3.5 ★ · 20 reviews2.9 ★ · 20 reviews1.9 ★ · 10 reviews
Last update4d ago6d ago19d ago
PriceFree + IAPFreeFree + IAP

Alternatives

See all 18 ›
  1. LifeLock IdentityFree + IAP · ★ 4.8S
  2. Intuit Credit KarmaFree · ★ 4.8A
  3. Credit SesameFree + IAP · ★ 4.8A

Questions about Experian®

Does the free membership require a credit card?

A free membership needs no credit card and gives access to your Experian credit report and FICO Score.

Can Experian Boost lower my score or fail to help?

Results will vary. Not all payments are boost-eligible, and some users may not receive an improved score or approval odds.

What does the paid membership add?

Bill Negotiation and Subscription Cancellation, Experian CreditLock, and Experian Cash powered by Brigit, which offers advances from $25 to $250. Savings are not guaranteed.

Is Experian® free?

Experian® is free to download, with in-app purchases.

What is Experian® good for?

Experian® is built for checking your experian credit report and FICO score, monitoring new accounts or inquiries opened in your name, comparing credit card, personal loan or car insurance quotes. It sits in the credit monitoring list on AppTierList.

Is Experian® worth it?

Experian® is A tier, ranked #3 of 19 credit monitoring apps with a score of 87 out of 100, from a 4.8 App Store rating across 2,722,697 ratings. It is in the list's top tiers; 2 apps rank above it.

How does Experian® compare to Intuit Credit Karma?

Experian® is A tier at 87; Intuit Credit Karma is A tier at 87. They score the same. Experian® is free to download, with in-app purchases, Intuit Credit Karma is free, with no in-app purchases.

How often is Experian® updated?

Experian® was updated 4 days ago, which counts in its favour.

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All the facts

List
Credit Monitoring
Tier
A (Excellent)
Score
87 / 100
Rank in list
#3 of 19
Ranking certainty
settled
Price
Free + IAP
App Store rating
4.8 out of 5
Number of ratings
2,722,697
Recent reviews
3.5 from 20 in the last 180 days
Current version
(4 days ago)
App Store data read
App Store category
Finance
Good for
Checking your Experian credit report and FICO Score, Monitoring new accounts or inquiries opened in your name, Comparing credit card, personal loan or car insurance quotes
Requires
iOS 17.0 or later
Size
239 MB
Age rating
4+
Languages
1
Developer pages
Website · Support · Privacy policy
Maker
unclaimed
As data
JSON · why it ranks here

Ranking refreshed · how it is computed