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myFICO - Credit Score Tracking app icon#7in Credit Monitoring

myFICO - Credit Score Tracking

A Tier
Excellent · #7 of 19
84
4.8★51.7K ratings
Freeprice
2mosince update
  • iPhone
  • iPad

What is myFICO?

MyFICO lets users view and monitor their FICO Scores and credit reports from all three bureaus side by side on iOS. It includes a FICO Score Simulator, insights on credit history, a score history graph, and alerts when changes are detected. Certain features require eligible myFICO subscriptions.

Pricing. MyFICO - Credit Score Tracking is free, with no in-app purchases on the App Store.

Good for

  • Checking your FICO Scores on an iPhone
  • Comparing credit reports from all three bureaus side by side
  • Getting alerts when your credit or identity changes

Screenshots

1 / 5

Why this app is in A tier

myFICO scores 84 out of 100: rating 96, rating count 87, App Store search rank 52, update recency 100. The four parts are averaged with no weights, and A tier follows from that score within this list. The full explanation, as data.

Description

90% of top lenders use FICO® Scores - do you know yours? Get your FICO Score, from FICO. Compare your FICO Scores and credit reports from all 3 bureaus - Experian, TransUnion, and Equifax - side-by-side and get the right credit score for your goal. And don’t worry - checking your own credit will not hurt your score. Although they may look the same, other credit scores can vary as much as 100 points from your FICO Score. With myFICO, you can view and monitor your FICO Scores and credit reports right from your fingertips. You'll get alerts on your iOS device when changes are detected. Features • FICO® Scores - Check your FICO Scores while on the go, including versions used in mortgage, auto and credit card lending • Insights - Learn how your credit history affects your FICO Scores • FICO Score Simulator - Explore how different actions could affect your FICO Scores • Alerts - Monitor your credit and identity • Reports - Instantly access your credit reports and credit data • Score History Graph - Track your FICO Score 8 over time • Credit Education - Explore videos and educational content to learn about credit and FICO Scores • Fast and secure login with fingerprint, face o

Compare in Credit Monitoring

MeasuremyFICOBuild Credit & MoneymyEquifax
TierAAA
Score84 / 10084 / 10084 / 100
Rating4.8 ★4.8 ★4.8 ★
Ratings51.7K86.5K50.8K
Latest ratings · 180d2.5 ★ · 20 reviews4.4 ★ · 20 reviews2.9 ★ · 20 reviews
Last update55d ago2d ago3d ago
PriceFreeFree + IAPFree download

Alternatives

See all 18 ›
  1. LifeLock IdentityFree + IAP · ★ 4.8S
  2. Intuit Credit KarmaFree · ★ 4.8A
  3. Experian®Free + IAP · ★ 4.8A

Questions about myFICO

Will checking my own credit in the app hurt my score?

The listing says checking your own credit will not hurt your score.

Are the scores in the app the same as other credit scores?

The listing says other credit scores can vary as much as 100 points from your FICO Score. It also says the app shows FICO Score versions used in mortgage, auto and credit card lending.

Which features need a subscription?

The listing says certain features are available only with eligible myFICO subscriptions and points to www.myfico.com for more information.

Is myFICO free?

Yes. myFICO is free on the App Store, with no in-app purchases.

What is myFICO good for?

myFICO is built for checking your FICO scores on an iPhone, comparing credit reports from all three bureaus side by side, getting alerts when your credit or identity changes. It sits in the credit monitoring list on AppTierList.

Is myFICO worth it?

myFICO is A tier, ranked #7 of 19 credit monitoring apps with a score of 84 out of 100, from a 4.8 App Store rating across 51,655 ratings. It is in the list's top tiers; 6 apps rank above it.

How does myFICO compare to Build Credit & Money?

myFICO is A tier at 84; Build Credit & Money is A tier at 84. They score the same. myFICO is free, with no in-app purchases, Build Credit & Money is free to download, with in-app purchases.

How often is myFICO updated?

myFICO was last updated on 2026-08-28, 55 days ago.

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All the facts

List
Credit Monitoring (A tier, #7)
Tier
A (Excellent)
Score
84 / 100
Rank in list
#7 of 19
Ranking certainty
settled
Price
Free
App Store rating
4.8 out of 5
Number of ratings
51,655
Recent reviews
2.5 from 20 in the last 180 days
Current version
(55 days ago)
App Store data read
App Store category
Finance
Good for
Checking your FICO Scores on an iPhone, Comparing credit reports from all three bureaus side by side, Getting alerts when your credit or identity changes
Requires
iOS 18.6 or later
Size
56 MB
Age rating
4+
Languages
1
Runs on
iPhone, iPad
Developer pages
Website · Support · Privacy policy
Maker
unclaimed
As data
JSON · why it ranks here

App Store data read · reviews · ranking · how it is computed