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TransUnion® app icon#10in Credit Monitoring

TransUnion®

A Tier
Excellent · #10 of 19
82
4.6★38.8K ratings
Freeprice
15dsince update

What is TransUnion®?

TransUnion is a Finance app that provides free credit scores, free credit reports and free credit monitoring, with alerts for critical credit report or score changes. It also offers access to credit offers powered by Bankrate, and the listing says a free account is created without a credit card. Users must be at least 18 years old to use it.

Pricing. TransUnion® is free, with no in-app purchases on the App Store.

Good for

  • Checking a free TransUnion credit score and report
  • Tracking daily changes to credit report or score
  • Comparing credit offers from Bankrate in one place

Screenshots

1 / 5

Why this app is in A tier

TransUnion® scores 82 out of 100: rating 92, rating count 86, App Store search rank 51, update recency 100. The four parts are averaged with no weights, and A tier follows from that score within this list. The full explanation, as data.

Description

With the official TransUnion app, you get free credit scores, free credit reports, free credit monitoring & free access to offers from Bankrate. There’s no credit card required! Your credit score is calculated based on the VantageScore® 3.0 model. Lenders and insurers may use different scores to evaluate your eligibility. Simply create your free account (no credit card required) and start using our app (won’t hurt your score) to: Plan Your Credit Future Know what’s affecting your score, what to work on, and where your score could go. Stay on Top of Changes Know where your TransUnion report & score stand with refreshes available daily. Get an alert whenever there’s a critical credit report or score change. Save Time with Offers from Bankrate* Explore credit offers powered by Bankrate*, all in one place. Join us now to get your free credit scores, free credit reports, free credit monitoring & offers! Upgrade your membership to add premium features like quarterly 3-bureau reports and identity monitoring. ***AGE DISCLAIMER: You must be at least 18 years of age to access or download this app. If you are under 18 years of age, you are prohibited from accessing or downloading this ap

Compare in Credit Monitoring

MeasureTransUnion®NerdWalletIdentityIQ
TierAAA
Score82 / 10083 / 10082 / 100
Rating4.6 ★4.8 ★4.9 ★
Ratings38.8K125K8.7K
Latest ratings · 180d1.3 ★ · 20 reviews2.9 ★ · 20 reviews—
Last update15d ago7d ago21d ago
PriceFreeFree downloadFree

Alternatives

See all 18 ›
  1. LifeLock IdentityFree + IAP · ★ 4.8S
  2. Intuit Credit KarmaFree · ★ 4.8A
  3. Experian®Free + IAP · ★ 4.8A

Questions about TransUnion®

Does it require a credit card?

The listing says no credit card is required to create a free account and use the app.

Will using the app affect my credit score?

Using the app won't hurt your score.

Which score model does it use?

The listing says scores are calculated using the VantageScore 3.0 model, and lenders and insurers may use different scores to evaluate eligibility.

Is TransUnion® free?

Yes. TransUnion® is free on the App Store, with no in-app purchases.

What is TransUnion® good for?

TransUnion® is built for checking a free transunion credit score and report, tracking daily changes to credit report or score, comparing credit offers from bankrate in one place. It sits in the credit monitoring list on AppTierList.

Is TransUnion® worth it?

TransUnion® is A tier, ranked #10 of 19 credit monitoring apps with a score of 82 out of 100, from a 4.6 App Store rating across 38,822 ratings. It is in the list's top tiers; 9 apps rank above it.

How does TransUnion® compare to NerdWallet?

TransUnion® is A tier at 82; NerdWallet is A tier at 83. NerdWallet ranks higher. TransUnion® is free, with no in-app purchases, NerdWallet is free to download.

How often is TransUnion® updated?

TransUnion® was updated 15 days ago, which counts in its favour.

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All the facts

List
Credit Monitoring
Tier
A (Excellent)
Score
82 / 100
Rank in list
#10 of 19
Ranking certainty
settled
Price
Free
App Store rating
4.6 out of 5
Number of ratings
38,822
Recent reviews
1.3 from 20 in the last 180 days
Current version
(15 days ago)
App Store data read
App Store category
Finance
Good for
Checking a free TransUnion credit score and report, Tracking daily changes to credit report or score, Comparing credit offers from Bankrate in one place
Requires
iOS 17.0 or later
Size
152 MB
Age rating
17+
Languages
1
Developer pages
Support · Privacy policy
Maker
unclaimed
As data
JSON · why it ranks here

Ranking refreshed · how it is computed