Nu: Everyday mobile banking
In 1 list, ranked #85: below the top 40, which get a tier.
What is Nu: Everyday mobile banking?
Nu is a mobile banking app listed in the Finance genre and available free. For US customers, the listing describes an account with a 3.50% APY, a no-fee metal credit card with 1.5% cashback on eligible purchases, real-time card management, and 24/7 customer support. In the United States, Nu is a financial technology company, and banking services are provided by Lead Bank, Member FDIC.
Pricing. Nu: Everyday mobile banking is free, with no in-app purchases on the App Store.
Good for
- US customers wanting an account with a stated annual percentage yield
- Shoppers who want cashback on eligible credit card purchases
- Users who want real-time card management and fraud protection
Screenshots
Description
The world's most loved digital banking platform, now also available in the US and many other countries. Nu is one of the largest digital financial services platforms in the world, already trusted and loved by over 140 million people. Powerful tech, elegant design, and premium products, with protection built into every step. For US customers, Nu offers: - An account where every dollar earns 3.50% APY* - Unlimited 1.5% cashback on your no-fee metal credit card - Real-time card management and fraud protection - Award-winning 24/7 customer support Nu is the recipient of numerous world-class awards, including, Forbes World's Best Banks, Time 100 Most Influential Companies, and Fast Company's Most Innovative Companies. ______________________________ In the United States, Nu is a financial technology company, not a bank. Banking services and the Nu Credit Card are provided by Lead Bank, Member FDIC. Lead Bank is the FDIC-insured bank. Deposit insurance covers the failure of an insured bank; certain conditions must be satisfied for deposit insurance to apply. Nu is a brand of Nu United States LLC. *Annual Percentage Yield (APY) is the percentage your balance earns over a year. Interes
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Questions about Nu: Everyday mobile banking
Is Nu a bank in the United States?
In the United States, Nu is a financial technology company, not a bank. Banking services and the Nu Credit Card are provided by Lead Bank, Member FDIC.
What does the US account earn?
The listing says every dollar earns 3.50% APY, current as of Sep 10, 2026. Interest is paid to the account daily, and the rate may change, with the current rate shown in the app.
How does the cashback work?
1.5% cashback on eligible settled purchases with the no-fee metal credit card. Some transaction types and merchant categories don't qualify. See the Cashback Program Agreement.
All the facts
- Price
- Free
- App Store rating
- 4.8 out of 5
- Number of ratings
- 25,713
- Recent reviews
- 3.5 from 20 in the last 180 days
- Current version
- (6 days ago)
- App Store data read
- App Store category
- Finance
- Good for
- US customers wanting an account with a stated annual percentage yield, Shoppers who want cashback on eligible credit card purchases, Users who want real-time card management and fraud protection
- Requires
- iOS 15.0 or later
- Size
- 236 MB
- Age rating
- 4+
- Languages
- 3
- Developer pages
- Website · Support · Privacy policy
- Maker
- unclaimed
- As data
- JSON · why it ranks here