Relay | Business Banking
What is Relay?
Relay is a digital banking app for self-made business owners that connects accounts, cards, bills, invoices, expenses and funding in one place. The listing also describes auto-transfer rules, automatic receipt collection, expense categorization, and invoices with automated follow-ups. Relay describes itself as a financial technology company and not an FDIC-insured bank, with banking services provided by Thread Bank, Member FDIC.
Pricing. Relay | Business Banking is free to download on the App Store.
Good for
- Separating taxes, payroll and profit into different checking accounts
- Issuing multiple Visa debit cards with built-in spend controls
- Sending invoices and payment requests with automated follow-ups
Screenshots
Why this app is in A tier
Relay scores 90 out of 100: rating 96, rating count 76, App Store search rank 87, update recency 100. The four parts are averaged with no weights, and A tier follows from that score within this list. The full explanation, as data.
Description
Relay is digital banking* built to give self-made business owners the tools and know-how to be great with money. Connect your accounts, cards, bills, invoices, expenses, funding, and more together in one place with no hidden fees and replace financial guesswork with real visibility. • Up to 20 checking accounts to organize taxes, payroll, profit, and more. • Auto-transfer rules by percentage or dollar amount. • Up to 50 Visa® debit cards** with built-in spend controls. • Automatic receipt collection and expense categorization. • Flexible payment methods, including ACH, wires, and checks. • Invoices and payment requests with automated follow-ups. Trusted by over 150,000 businesses across America. Learn more at relayfi.com *Relay is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. **The Relay Visa® Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa debit cards are accepted.
Compare in Banking
| Measure | |||
|---|---|---|---|
| Tier | A | A | A |
| Score | 90 / 100 | 90 / 100 | 90 / 100 |
| Rating | 4.8 ★ | 4.8 ★ | 4.7 ★ |
| Ratings | 3.7K | 5.0M | 18.8K |
| Latest ratings · 180d | — | 1.9 ★ · 20 reviews | 2.6 ★ · 20 reviews |
| Last update | 15d ago | 8d ago | 40d ago |
| Price | Free download | Free | Free |
Alternatives
See all 39 ›Top rated in Banking
Questions about Relay
Is Relay a bank?
The listing says Relay is a financial technology company and not an FDIC-insured bank. Banking services are provided by Thread Bank, Member FDIC, which also issues the Relay Visa Debit Card.
Does Relay charge hidden fees?
The listing says Relay has no hidden fees. It does not state specific fee amounts in the description provided.
How many accounts and cards can I have?
The listing states up to 20 checking accounts and up to 50 Visa debit cards. The Visa debit card may be used anywhere Visa debit cards are accepted.
Is Relay free?
Relay is free to download.
What is Relay good for?
Relay is built for separating taxes, payroll and profit into different checking accounts, issuing multiple visa debit cards with built-in spend controls, sending invoices and payment requests with automated follow-ups. It sits in the banking list on AppTierList.
Is Relay worth it?
Relay is A tier, ranked #19 of 40 banking apps with a score of 90 out of 100, from a 4.8 App Store rating across 3,724 ratings. It is in the list's top tiers; 18 apps rank above it.
How does Relay compare to Bank of America Mobile Banking?
Relay is A tier at 90; Bank of America Mobile Banking is A tier at 90. They score the same. Relay is free to download, Bank of America Mobile Banking is free, with no in-app purchases.
How often is Relay updated?
Relay was updated 15 days ago, which counts in its favour.
All the facts
- List
- Banking (A tier, #19)
- Tier
- A (Excellent)
- Score
- 90 / 100
- Rank in list
- #19 of 40
- Ranking certainty
- settled
- Price
- Free download
- App Store rating
- 4.8 out of 5
- Number of ratings
- 3,724
- Current version
- (15 days ago)
- App Store data read
- App Store category
- Finance
- Good for
- Separating taxes, payroll and profit into different checking accounts, Issuing multiple Visa debit cards with built-in spend controls, Sending invoices and payment requests with automated follow-ups
- Requires
- iOS 16.4 or later
- Size
- 123 MB
- Age rating
- 4+
- Languages
- 1
- Maker
- unclaimed
- As data
- JSON · why it ranks here
App Store data read · ranking · how it is computed