Ditch: Pay Off Debt Faster
What is Ditch?
Ditch is a finance app that sends roundups from your purchases directly to your loans and can add a boost to speed up payoffs. It also offers tracking of all your loans and balances, budgeting tools, and an AI assistant for questions about debt, spending, and budgeting. The listing says your data belongs to you and can be deleted at any time.
Pricing. Ditch: Pay Off Debt Faster is free to download on the App Store.
Good for
- Automating spare change to pay off student loans
- Tracking and paying down credit card debt
- Easy budgeting while working toward a debt-free life
Screenshots
Why this app is in A tier
Ditch scores 81 out of 100: rating 97, rating count 76, App Store search rank 50, update recency 100. The four parts are averaged with no weights, and A tier follows from that score within this list. The full explanation, as data.
Description
Debt sucks, but paying it off doesn't have to. With Ditch, every purchase you make brings you closer to debt-free. No stress, no spreadsheets, and no overthinking. Just effortless Payoffs that chip away at your debt while you live your life. Ready to take control of your financial future with Ditch? Try Ditch free for one week. Here’s how Ditch makes debt-free living possible: - Roundups to Debt: Send roundups from your purchases directly to your loans. Every spare cent counts! Add a boost to amplify your impact and watch as automated Payoffs chip away at your debt in the background. - Smart Debt Tracking: See all your loans and progress in one place. Track balances and payments, and get personalized recommendations. - AI Financial Assistant: Get tailored insights and answers about debt, spending, and budgeting whenever you need them. - Debt-Friendly Budgeting: Learn where your money is going, and find easy ways to save and pay off debt faster. - Secure & Private: Your data belongs to you, always. Delete anytime with no strings attached. Why Ditch? Debt doesn’t have to define you. Let Ditch turn small steps into big results, bringing your debt-free future closer with every trans
Compare in Debt Tracking
Alternatives
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Debt Payoff Planner & TrackerFree download · ★ 4.7S
Freedom Debt ReliefFree download · ★ 4.9A
DebbieFree download · ★ 4.9A
Where else it ranks
Questions about Ditch
How does Ditch pay off debt?
Roundups send spare cents from your purchases directly to your loans, and you can add a boost to increase the impact. Automated Payoffs then chip away at your debt in the background.
Does Ditch have a free trial?
The description says you can try Ditch free for one week. Pricing after the trial: Not stated on the App Store.
How is my data handled?
The listing says your data belongs to you and you can delete it anytime with no strings attached. The privacy policy is at https://ditch.io/privacypolicy.
Is Ditch free?
Ditch is free to download.
What is Ditch good for?
Ditch is built for automating spare change to pay off student loans, tracking and paying down credit card debt, easy budgeting while working toward a debt-free life. It sits in the debt tracking list on AppTierList.
Is Ditch worth it?
Ditch is A tier, ranked #4 of 7 debt tracking apps with a score of 81 out of 100, from a 4.8 App Store rating across 3,915 ratings. It is in the list's top tiers; 3 apps rank above it.
How does Ditch compare to Debbie?
Ditch is A tier at 81; Debbie is A tier at 81. They score the same. Ditch is free to download, Debbie is free to download.
How often is Ditch updated?
Ditch was updated 6 days ago, which counts in its favour.
All the facts
- Lists
- Debt Tracking (A tier, #4) · Debt Payoff (A tier, #6)
- Tier
- A (Excellent)
- Score
- 81 / 100
- Rank in list
- #4 of 7
- Ranking certainty
- settled
- Price
- Free download
- App Store rating
- 4.8 out of 5
- Number of ratings
- 3,915
- Current version
- (6 days ago)
- App Store data read
- App Store category
- Finance
- Good for
- Automating spare change to pay off student loans, Tracking and paying down credit card debt, Easy budgeting while working toward a debt-free life
- Requires
- iOS 15.0 or later
- Size
- 77 MB
- Age rating
- 17+
- Languages
- 1
- Maker
- unclaimed
- As data
- JSON · why it ranks here
App Store data read · ranking · how it is computed