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Gauss: Payoff Credit Card Debt app icon#5in Debt Payoff

Gauss: Payoff Credit Card Debt

Debt Payoff · Free download
A Tier
Excellent · #5 of 9
82
4.9★4.4K ratings
Free downloadprice
1dsince update

What is Gauss?

Gauss is a free-to-download finance app that lists balance transfers to a low APR credit line, a credit builder line, a payroll advance, and an AI assistant. It also includes tools to track multiple credit cards, connected accounts, budgets, and snowball or avalanche payoff plans. The listing says Gauss products are available to Gauss members.

Pricing. Gauss: Payoff Credit Card Debt is free to download on the App Store.

Good for

  • Moving balances from high interest credit cards
  • Managing several credit card due dates in one app
  • Following a snowball or avalanche debt payoff plan

Screenshots

1 / 7

Why this app is in A tier

Gauss scores 82 out of 100: rating 99, rating count 76, App Store search rank 51, update recency 100. The four parts are averaged with no weights, and A tier follows from that score within this list. The full explanation, as data.

Description

Experience the smartest way to manage and pay off credit cards. We’ve helped users pay off millions in credit card debt. MOVE BALANCES OFF EXPENSIVE CARDS Instantly transfer up to $15k from high interest credit cards to a low APR credit line. Pay off balances much faster and save hundreds of dollars on interest charges. Instant approval, soft credit check. See Details section for more information. CREDIT BUILDING Boost your credit with Gauss Credit Builder. You'll get a credit line reporting to major bureaus that helps you build positive credit history, even with no credit or low scores. No credit check, fast initial reporting. PAYROLL ADVANCE Send Gauss money directly to your credit cards and protect yourself from late fees. Repay Gauss with your next payroll. See the Details section for more information. PERSONALIZED AI ASSISTANT Get unbiased recommendations for new loans and cards. Track credit reports and receive actionable advice to improve your credit score. Negotiate existing debt with your lenders. Ask AI to set smart budgets that help you pay off debt faster. Make the right financial decision every time. ___________________ ALL YOUR CREDIT CARDS IN ONE APP Differ

Compare in Debt Payoff

MeasureGaussDebbieDitch
TierAAA
Score82 / 10083 / 10081 / 100
Rating4.9 ★4.9 ★4.8 ★
Ratings4.4K17.9K3.8K
Last update1d ago47d ago4d ago
PriceFree downloadFree downloadFree download

Alternatives

See all 8 ›
  1. Debt Payoff Planner & TrackerFree download · ★ 4.7S
  2. Loan CalculatorFree download · ★ 4.6S
  3. Freedom Debt ReliefFree download · ★ 4.9A

Where else it ranks

Questions about Gauss

Is the app free to use?

The app is free to download. The listing says membership fees covering credit products start at $4.99/month. No in-app purchases are listed.

Does using Gauss affect my credit score?

The listing says balance transfers involve instant approval with a soft credit check, and Credit Builder has no credit check. A low APR credit line requires prime FICO scores. Not stated on the App Store for other effects on credit.

How does the app access my bank accounts?

It uses Plaid for read-only connections, 256-bit encryption, and bank-level protection. It states that data is never sold or shared and that you can disconnect anytime.

Is Gauss free?

Gauss is free to download.

What is Gauss good for?

Gauss is built for moving balances from high interest credit cards, managing several credit card due dates in one app, following a snowball or avalanche debt payoff plan. It sits in the debt payoff list on AppTierList.

Is Gauss worth it?

Gauss is A tier, ranked #5 of 9 debt payoff apps with a score of 82 out of 100, from a 4.9 App Store rating across 4,385 ratings. It is in the list's top tiers; 4 apps rank above it.

How does Gauss compare to Debbie?

Gauss is A tier at 82; Debbie is A tier at 83. Debbie ranks higher. Gauss is free to download, Debbie is free to download.

How often is Gauss updated?

Gauss was updated 1 days ago, which counts in its favour.

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All the facts

List
Debt Payoff
Tier
A (Excellent)
Score
82 / 100
Rank in list
#5 of 9
Ranking certainty
settled
Price
Free download
App Store rating
4.9 out of 5
Number of ratings
4,385
Current version
(1 days ago)
App Store data read
App Store category
Finance
Good for
Moving balances from high interest credit cards, Managing several credit card due dates in one app, Following a snowball or avalanche debt payoff plan
Requires
iOS 16.0 or later
Size
176 MB
Age rating
4+
Languages
1
Maker
unclaimed
As data
JSON · why it ranks here

Ranking refreshed · how it is computed