Gauss: Payoff Credit Card Debt
What is Gauss?
Gauss is a free-to-download finance app that lists balance transfers to a low APR credit line, a credit builder line, a payroll advance, and an AI assistant. It also includes tools to track multiple credit cards, connected accounts, budgets, and snowball or avalanche payoff plans. The listing says Gauss products are available to Gauss members.
Pricing. Gauss: Payoff Credit Card Debt is free to download on the App Store.
Good for
- Moving balances from high interest credit cards
- Managing several credit card due dates in one app
- Following a snowball or avalanche debt payoff plan
Screenshots
Why this app is in A tier
Gauss scores 82 out of 100: rating 99, rating count 76, App Store search rank 51, update recency 100. The four parts are averaged with no weights, and A tier follows from that score within this list. The full explanation, as data.
Description
Experience the smartest way to manage and pay off credit cards. We’ve helped users pay off millions in credit card debt. MOVE BALANCES OFF EXPENSIVE CARDS Instantly transfer up to $15k from high interest credit cards to a low APR credit line. Pay off balances much faster and save hundreds of dollars on interest charges. Instant approval, soft credit check. See Details section for more information. CREDIT BUILDING Boost your credit with Gauss Credit Builder. You'll get a credit line reporting to major bureaus that helps you build positive credit history, even with no credit or low scores. No credit check, fast initial reporting. PAYROLL ADVANCE Send Gauss money directly to your credit cards and protect yourself from late fees. Repay Gauss with your next payroll. See the Details section for more information. PERSONALIZED AI ASSISTANT Get unbiased recommendations for new loans and cards. Track credit reports and receive actionable advice to improve your credit score. Negotiate existing debt with your lenders. Ask AI to set smart budgets that help you pay off debt faster. Make the right financial decision every time. ___________________ ALL YOUR CREDIT CARDS IN ONE APP Differ
Compare in Debt Payoff
Alternatives
See all 8 ›
Debt Payoff Planner & TrackerFree download · ★ 4.7S
Loan CalculatorFree download · ★ 4.6S
Freedom Debt ReliefFree download · ★ 4.9A
Where else it ranks
Questions about Gauss
Is the app free to use?
The app is free to download. The listing says membership fees covering credit products start at $4.99/month. No in-app purchases are listed.
Does using Gauss affect my credit score?
The listing says balance transfers involve instant approval with a soft credit check, and Credit Builder has no credit check. A low APR credit line requires prime FICO scores. Not stated on the App Store for other effects on credit.
How does the app access my bank accounts?
It uses Plaid for read-only connections, 256-bit encryption, and bank-level protection. It states that data is never sold or shared and that you can disconnect anytime.
Is Gauss free?
Gauss is free to download.
What is Gauss good for?
Gauss is built for moving balances from high interest credit cards, managing several credit card due dates in one app, following a snowball or avalanche debt payoff plan. It sits in the debt payoff list on AppTierList.
Is Gauss worth it?
Gauss is A tier, ranked #5 of 9 debt payoff apps with a score of 82 out of 100, from a 4.9 App Store rating across 4,385 ratings. It is in the list's top tiers; 4 apps rank above it.
How does Gauss compare to Debbie?
Gauss is A tier at 82; Debbie is A tier at 83. Debbie ranks higher. Gauss is free to download, Debbie is free to download.
How often is Gauss updated?
Gauss was updated 1 days ago, which counts in its favour.
All the facts
- List
- Debt Payoff
- Tier
- A (Excellent)
- Score
- 82 / 100
- Rank in list
- #5 of 9
- Ranking certainty
- settled
- Price
- Free download
- App Store rating
- 4.9 out of 5
- Number of ratings
- 4,385
- Current version
- (1 days ago)
- App Store data read
- App Store category
- Finance
- Good for
- Moving balances from high interest credit cards, Managing several credit card due dates in one app, Following a snowball or avalanche debt payoff plan
- Requires
- iOS 16.0 or later
- Size
- 176 MB
- Age rating
- 4+
- Languages
- 1
- Maker
- unclaimed
- As data
- JSON · why it ranks here
Ranking refreshed · how it is computed