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Atlas - Rewards Credit Card app icon#9in Credit Building

Atlas - Rewards Credit Card

Credit Building · Free download
A Tier
Excellent · #9 of 23
85
4.7★292K ratings
Free downloadprice
1dsince update

What is Atlas?

Atlas is a rewards credit card app from a financial technology company and state licensed lender, with the Atlas Mastercard issued by partner banks. It offers savings of up to 10% at listed merchants, built-in auto-pay, reporting to all three major credit bureaus and the ability to block the card. The listing states pricing of $8.99 every four weeks with no other hidden fees.

Pricing. Atlas - Rewards Credit Card is free to download on the App Store.

Good for

  • Building credit through daily card transactions
  • Shopping at listed merchants such as Starbucks or Nike
  • People applying without an existing credit history

Screenshots

1 / 8

Why this app is in A tier

Atlas scores 85 out of 100: rating 95, rating count 95, App Store search rank 51, update recency 100. The four parts are averaged with no weights, and A tier follows from that score within this list. The full explanation, as data.

Description

Atlas is a rewards credit card with 4x higher approval rates than traditional credit cards. It’s designed to be easy to get even without an existing credit history. EASY AND ACCESSIBLE 4x higher approval rates than traditional credit cards. Get approved instantly without leaving the app. GROWS WITH YOU Connect with 10,000+ banks to determine a safe spending limit you can easily repay without building up a balance. 0% APR ensures you never pay interest. Keep using the card to get higher limits. SAVES YOU MONEY Automatically save up to 10% at 50,000+ locations of places you love. These include Starbucks, Nike, DoorDash, Shake Shack, Burger King and more. We are always adding national and local savings. BUILDS YOUR CREDIT You will start building credit with daily transactions. Built in auto-pay ensures that you never have to worry about missing a payment. Track your score in the app and watch it progress on auto-pilot. Atlas reports to all 3 major credit bureaus - Equifax, Experian and Transunion. SAFE AND SECURE Shut down shady transactions by blocking your card anytime. You also get complete fraud protection that only credit cards offer. Atlas is built with industry leading sec

Compare in Credit Building

MeasureAtlasBrightPossible
TierAAB
Score85 / 10085 / 10084 / 100
Rating4.7 ★4.8 ★4.8 ★
Ratings292K283K138K
Latest ratings · 180d4.7 ★ · 20 reviews3.8 ★ · 20 reviews3.9 ★ · 20 reviews
Last update1d ago8d ago25d ago
PriceFree downloadFreeFree

Alternatives

See all 22 ›

Questions about Atlas

Is there a cost to install the app?

The app is listed as free to download. The listing states a fee of $8.99 every four weeks and says there are no other hidden or surprise fees.

Do I need an existing credit history to apply?

The card is designed to be easy to get even without an existing credit history. It also claims 4x higher approval rates than traditional credit cards, with approval available instantly in the app.

Does the card report to credit bureaus?

The listing says Atlas reports to all three major credit bureaus, Equifax, Experian and TransUnion, and that you can track your score in the app. It cites an average 50 point increase based on 2024 data and notes that results depend on.

Is Atlas free?

Atlas is free to download.

What is Atlas good for?

Atlas is built for building credit through daily card transactions, shopping at listed merchants such as starbucks or nike, people applying without an existing credit history. It sits in the credit building list on AppTierList.

Is Atlas worth it?

Atlas is A tier, ranked #9 of 23 credit building apps with a score of 85 out of 100, from a 4.7 App Store rating across 291,793 ratings. It is in the list's top tiers; 8 apps rank above it.

How does Atlas compare to Bright?

Atlas is A tier at 85; Bright is A tier at 85. They score the same. Atlas is free to download, Bright is free, with no in-app purchases.

How often is Atlas updated?

Atlas was updated 1 days ago, which counts in its favour.

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All the facts

List
Credit Building (A tier, #9)
Tier
A (Excellent)
Score
85 / 100
Rank in list
#9 of 23
Ranking certainty
settled
Price
Free download
App Store rating
4.7 out of 5
Number of ratings
291,793
Recent reviews
4.7 from 20 in the last 180 days
Current version
(1 days ago)
App Store data read
App Store category
Finance
Good for
Building credit through daily card transactions, Shopping at listed merchants such as Starbucks or Nike, People applying without an existing credit history
Requires
iOS 15.0 or later
Size
138 MB
Age rating
4+
Languages
2
Maker
unclaimed
As data
JSON · why it ranks here

App Store data read · reviews · ranking · how it is computed