Ava: Build Credit Fast
What is Ava?
Ava is a free-to-download finance app for building positive credit history, which the listing says may help improve a credit score over time. It includes the Ava Credit Builder Card for paying online subscriptions and bills, a Save & Build Credit Account secured loan, and free monthly credit reports in the app.
Pricing. Ava: Build Credit Fast is free, with no in-app purchases on the App Store.
Good for
- Building credit history without a credit check
- Paying recurring online subscriptions and bills with a card
- Reviewing credit report factors like utilization and on-time payments
Screenshots
Why this app is in B tier
Ava scores 84 out of 100: rating 98, rating count 87, App Store search rank 52, update recency 100. The four parts are averaged with no weights, and B tier follows from that score within this list. The full explanation, as data.
Description
Unlock a better financial future with Ava - an easy and effective way to build positive credit history, which may help improve your credit score over time.* A prime (700+) score may be attainable. Join us and make an impact on your credit journey. Why Ava, you ask? Quick Results: 74% of members who subscribed to Ava within 7 days saw a credit score increase within the first two weeks of joining.** Among those members, some saw increases of 40+ points within three months.** Still not convinced? There's more. Easy Setup: Get started in less than 5 minutes. Transparent Pricing: Starting at just $5/month for the annual plan, Ava offers a simple, affordable route to better credit history. With Ava, you can expect: - No hidden fees - 0% interest - Instant account set up with no credit check - 0 deposit/collateral required Included in our simple pricing are: AVA CREDIT BUILDER CARD: The Ava Credit Builder Card allows you to pay for over 60 online subscriptions and bills (like Netflix and Verizon) while also lowering your credit utilization.*** SAVE & BUILD CREDIT ACCOUNT: The Save & Build Credit Account is a secured loan that helps you save money while adding an additional credi
Compare in Credit Building
Alternatives
See all 22 ›Questions about Ava
Is Ava free to download?
The App Store listing shows the price as free. The description says pricing starts at $5/month for the annual plan.
Is a credit check required to sign up?
The listing says instant account setup with no credit check, no deposit or collateral required, and no hidden fees.
Is Ava a bank?
The listing states Ava is not a bank but a technology company that partners with banking service providers. The Ava Credit Builder Mastercard is issued by Patriot Bank, N.A.
Is Ava free?
Yes. Ava is free on the App Store, with no in-app purchases.
What is Ava good for?
Ava is built for building credit history without a credit check, paying recurring online subscriptions and bills with a card, reviewing credit report factors like utilization and on-time payments. It sits in the credit building list on AppTierList.
Is Ava worth it?
Ava is B tier, ranked #10 of 23 credit building apps with a score of 84 out of 100, from a 4.9 App Store rating across 50,554 ratings. Good, and 9 apps rank above it.
How does Ava compare to Atlas?
Ava is B tier at 84; Atlas is A tier at 85. Atlas ranks higher. Ava is free, with no in-app purchases, Atlas is free to download.
How often is Ava updated?
Ava was updated 4 days ago, which counts in its favour.
All the facts
- List
- Credit Building
- Tier
- B (Good)
- Score
- 84 / 100
- Rank in list
- #10 of 23
- Ranking certainty
- settled
- Price
- Free
- App Store rating
- 4.9 out of 5
- Number of ratings
- 50,554
- Recent reviews
- 3.5 from 20 in the last 180 days
- Current version
- (4 days ago)
- App Store data read
- App Store category
- Finance
- Good for
- Building credit history without a credit check, Paying recurring online subscriptions and bills with a card, Reviewing credit report factors like utilization and on-time payments
- Requires
- iOS 15.0 or later
- Size
- 156 MB
- Age rating
- 4+
- Languages
- 4
- Developer pages
- Support · Privacy policy
- Maker
- unclaimed
- As data
- JSON · why it ranks here
Ranking refreshed · how it is computed