Kikoff: Build Credit Quickly

Kikoff scores 86 out of 100: rating 99, rating count 94, App Store search rank 52, update recency 100. The four parts are averaged with no weights, and A tier follows from that score within this list. The full explanation, as data.

Kikoff is the smartest way to build credit fast. Starting under 600? You could jump 25 points your first month.* Pick a plan, starting at just $5 a month.† Make your first payment - and Kikoff starts reporting to all 3 bureaus (Equifax, Experian, and TransUnion) - which can result in a serious credit improvement. Kikoff works by giving you access to a specialized credit line‡ - designed exclusively to help build your credit. Kikoff uses your monthly payments to strengthen key credit factors - like payment history and utilization - that can determine over half of your credit health. In addition to building credit, Kikoff is the #1 app for monitoring your credit score. Quickly monitor your credit score at each of the 3 bureaus, and easily dispute credit errors in app at the press of a button. Build your credit further using Kikoff’s rent reporting and bill reporting features, which let you build credit with the rent and utilities you already pay. Kikoff's Premium and Ultimate plans can unlock even more features, such as identity theft insurance (up to $1 million), and higher tradelines (up to $3500)‡. Best of all? No credit checks, no interest, and no hidden fees. Kikoff is