Build Credit & Money: Dovly AI
- iPhone
- iPad
What is Build Credit & Money?
Dovly AI is a finance app free to download, with credit tools including AI-powered disputes with TransUnion, a TransUnion credit score and report, credit building products, and credit lock fraud protection. It also reads incoming and outgoing money to flag forgotten subscriptions, fees you never agreed to, and idle savings, with a suggested next step for each. Money never moves without the user.
Pricing. Build Credit & Money: Dovly AI is free to download, with in-app purchases on the App Store.
Good for
- Disputing items on a TransUnion credit report
- Checking a TransUnion credit score and report in one app
- Finding forgotten subscriptions and unexpected fees
Screenshots
Why this app is in A tier
Build Credit & Money scores 84 out of 100: rating 97, rating count 89, App Store search rank 50, update recency 100. The four parts are averaged with no weights, and A tier follows from that score within this list. The full explanation, as data.
Description
Build credit. Fix your credit. Find your money. Dovly AI does the heavy lifting on all three - one AI in your corner, working around the clock: boosting scores an average of 93 points for Premium members*, finding money hiding in plain sight, and mapping your next move. 1,000,000+ downloads and counting. YOUR CREDIT, HANDLED AI-powered disputes with TransUnion®, your TransUnion credit score and report, credit building products, and credit lock fraud protection - all in one place. 22,000,000 points increased in total**. Free to start. No credit card required. YOUR MONEY, WORKING FOR YOU Dovly AI reads what's coming in and what's going out, then finds what you're missing: forgotten subscriptions, fees you never agreed to, savings sleeping on the job. Every find comes with the next move, in plain english. No spreadsheets, no jargon, no lectures, and your money never moves without you. LIFE GOALS, MADE EASY Get approved for the credit card. Drive off with the car. Get the keys to the home. Better credit and found money open doors - Dovly AI puts both to work, so the milestones show up sooner than you'd expect. ONE APP, NOT THREE Stop juggling Credit Karma for your score, Kikoff
Compare in Credit Monitoring
| Measure | |||
|---|---|---|---|
| Tier | A | A | A |
| Score | 84 / 100 | 84 / 100 | 84 / 100 |
| Rating | 4.8 ★ | 4.8 ★ | 4.8 ★ |
| Ratings | 86.5K | 51.7K | 51.1K |
| Latest ratings · 180d | 4.2 ★ · 20 reviews | 2.6 ★ · 20 reviews | 2.9 ★ · 20 reviews |
| Last update | 3d ago | 56d ago | 4d ago |
| Price | Free + IAP | Free | Free |
Alternatives
See all 18 ›Most similar
Top rated in Credit Monitoring
Questions about Build Credit & Money
Does it cost anything to start?
It is free to start and no credit card is required. It also lists in-app purchases, but specific prices: Not stated on the App Store.
What does the 93 point average refer to?
The listing cites an average increase of 93 points for a sample of 2,922 Dovly AI Premium members enrolled more than 6 months, as of December 2025.
Can the app move money from my accounts on its own?
The listing says Dovly AI reads incoming and outgoing money and suggests next moves, and that your money never moves without you. It does not describe any automatic transfers.
Is Build Credit & Money free?
Build Credit & Money is free to download, with in-app purchases.
What is Build Credit & Money good for?
Build Credit & Money is built for disputing items on a transunion credit report, checking a transunion credit score and report in one app, finding forgotten subscriptions and unexpected fees. It sits in the credit monitoring list on AppTierList.
Is Build Credit & Money worth it?
Build Credit & Money is A tier, ranked #7 of 19 credit monitoring apps with a score of 84 out of 100, from a 4.8 App Store rating across 86,530 ratings. It is in the list's top tiers; 6 apps rank above it.
How does Build Credit & Money compare to myFICO?
Build Credit & Money is A tier at 84; myFICO is A tier at 84. They score the same. Build Credit & Money is free to download, with in-app purchases, myFICO is free, with no in-app purchases.
How often is Build Credit & Money updated?
Build Credit & Money was updated 3 days ago, which counts in its favour.
All the facts
- List
- Credit Monitoring (A tier, #7)
- Tier
- A (Excellent)
- Score
- 84 / 100
- Rank in list
- #7 of 19
- Ranking certainty
- settled
- Price
- Free + IAP
- App Store rating
- 4.8 out of 5
- Number of ratings
- 86,530
- Recent reviews
- 4.2 from 20 in the last 180 days
- Current version
- (3 days ago)
- App Store data read
- App Store category
- Finance
- Good for
- Disputing items on a TransUnion credit report, Checking a TransUnion credit score and report in one app, Finding forgotten subscriptions and unexpected fees
- Requires
- iOS 15.1 or later
- Size
- 75 MB
- Age rating
- 4+
- Languages
- 1
- Runs on
- iPhone, iPad
- Developer pages
- Website · Support · Privacy policy
- Maker
- unclaimed
- As data
- JSON · why it ranks here
App Store data read · reviews · ranking · how it is computed