ScoreSense®
What is ScoreSense®?
ScoreSense is a Finance app that provides access to credit scores and reports from the three national credit reporting agencies: TransUnion, Equifax and Experian. It includes credit monitoring with alerts about changes to a report, score tracking, and a Score Simulator for hypothetical scenarios. A ScoreSense account is required to use the app.
Pricing. ScoreSense® is free, with no in-app purchases on the App Store.
Good for
- Checking credit scores and reports from all three bureaus in one app
- Receiving alerts about changes or suspicious activity on a credit report
- Reviewing factors that affect scores before applying for a home or car loan
Screenshots
Why this app is in A tier
ScoreSense® scores 80 out of 100: rating 97, rating count 80, App Store search rank 50, update recency 93. The four parts are averaged with no weights, and A tier follows from that score within this list. The full explanation, as data.
Description
ScoreSense® gives you quick, anytime access to your credit scores and reports from all three national credit reporting agencies - TransUnion, Equifax, and Experian. You’ll get daily credit monitoring and alerts about important changes to your report through your ScoreSense account. Questions about your reports or scores? We have Credit Specialists to help you seven days a week. TOP FEATURES OF YOUR SCORESENSE ACCOUNT*: • Credit scores and reports from all three credit bureaus: TransUnion, Equifax and Experian • Credit Specialists available to answer your credit questions • Access to creditor contact information so you can address errors on your credit reports • If you are a victim of identity theft, we offer up to $1 million in ID theft insurance to each of our members • Score Simulator shows your potential future credit scores based on hypothetical situations • Credit Insights provide a detailed breakdown of what is affecting scores and reports • MyCreditChecklist provides checklists for getting your finances in order when you want to buy a home or get a new car • Learning center so you can learn all about what affects your credit rating • Credit monitoring and alerts of acti
Compare in Credit Monitoring
| Measure | |||
|---|---|---|---|
| Tier | A | A | B |
| Score | 80 / 100 | 81 / 100 | 80 / 100 |
| Rating | 4.8 ★ | 4.8 ★ | 4.8 ★ |
| Ratings | 10.1K | 37.8K | 10.3K |
| Latest ratings · 180d | — | — | 5.0 ★ · 20 reviews |
| Last update | 102d ago | 15d ago | 110d ago |
| Price | Free | Free | Free + IAP |
Alternatives
See all 18 ›Questions about ScoreSense®
Does checking my scores through the app affect them?
Checking credit scores through the ScoreSense app or ScoreSense.com does not hurt your scores.
How does credit monitoring work?
The app monitors your credit report daily and sends a credit alert when a change or suspicious activity could threaten your scores or signal possible identity theft.
Is an account required to use the app?
Yes. The listing says a ScoreSense account is required to access the ScoreSense app. The listing text provided is cut off before it finishes describing the sign-up offer for non-members.
Is ScoreSense® free?
Yes. ScoreSense® is free on the App Store, with no in-app purchases.
What is ScoreSense® good for?
ScoreSense® is built for checking credit scores and reports from all three bureaus in one app, receiving alerts about changes or suspicious activity on a credit report, reviewing factors that affect scores before applying for a home or car loan. It sits in the credit monitoring list on AppTierList.
Is ScoreSense® worth it?
ScoreSense® is A tier, ranked #13 of 19 credit monitoring apps with a score of 80 out of 100, from a 4.8 App Store rating across 10,144 ratings. It is in the list's top tiers; 12 apps rank above it.
How does ScoreSense® compare to LendingTree?
ScoreSense® is A tier at 80; LendingTree is A tier at 81. LendingTree ranks higher. ScoreSense® is free, with no in-app purchases, LendingTree is free, with no in-app purchases.
How often is ScoreSense® updated?
ScoreSense® was last updated on 2026-07-09, 102 days ago.
All the facts
- List
- Credit Monitoring
- Tier
- A (Excellent)
- Score
- 80 / 100
- Rank in list
- #13 of 19
- Ranking certainty
- settled
- Price
- Free
- App Store rating
- 4.8 out of 5
- Number of ratings
- 10,144
- Current version
- (102 days ago)
- App Store data read
- App Store category
- Finance
- Good for
- Checking credit scores and reports from all three bureaus in one app, Receiving alerts about changes or suspicious activity on a credit report, Reviewing factors that affect scores before applying for a home or car loan
- Requires
- iOS 15.0 or later
- Size
- 17 MB
- Age rating
- 4+
- Languages
- 1
- Developer pages
- Website · Support · Privacy policy
- Maker
- unclaimed
- As data
- JSON · why it ranks here
Ranking refreshed · how it is computed