Kovo - Fast Credit Builder
What is Kovo?
Kovo Credit Builder is a finance app that offers an Installment Credit Builder at $10 per month for 24 months. Payment performance is reported to TransUnion, Equifax, Experian and Innovis, and the app tracks a FICO Score with monthly updates. The listing also describes referral rewards, a Revolving Credit Builder with a $500 limit, and optional identity protection.
Pricing. Kovo - Fast Credit Builder is free to download on the App Store.
Good for
- Building credit without a credit check
- Tracking a FICO Score with monthly tips
- Reporting on-time payments to all four bureaus
Screenshots
Why this app is in B tier
Kovo scores 83 out of 100: rating 99, rating count 81, App Store search rank 51, update recency 100. The four parts are averaged with no weights, and B tier follows from that score within this list. The full explanation, as data.
Description
“Kovo has done wonders for my credit. It’s completely user friendly & not so nerve wrecking to use compared to other intimidating apps/sites that serve the same function. Thanks Kovo!” - Karma “I love it. I always wanted to buy a house so if it keeps doing what it’s doing I might be in business for a house.” - Angela Get Kovo to build credit the easy way. No credit check, $0 fees, 0% interest. Plus: grow your worth, protect your credit, earn cash rewards, and unlock credit boosts. SEE WHY PEOPLE GET KOVO CREDIT BUILDER No credit check. No hidden fees. Instant decision. All 4 bureaus. WHY BUILD CREDIT? - Better credit makes owning a car and home possible, with higher odds for approval. - Lower your monthly payments with better rates when you have a higher credit score. KOVO MAKES CREDIT BUILDING SIMPLE - Apply for Kovo Credit Builder to boost your creditworthiness. - Make timely monthly payments to unlock a better future. HOW IT WORKS 1. BUILD YOUR CREDIT WITH ALL 4 BUREAUS - Start with Installment Credit Builder: $10/mo for 24 months. - Payment performance is reported to all 4 credit bureaus: TransUnion®, Equifax®, Experian®, Innovis®. 2. GROW YOUR WORTH - Build and track
Compare in Credit Building
Alternatives
See all 22 ›Questions about Kovo
Does applying hurt my credit?
There is no hard pull on your credit when applying for and opening an account. Approval is subject to instant background verification and income qualification.
Which credit bureaus receive my payment data?
Payment performance for the Installment Credit Builder is reported to TransUnion, Equifax, Experian and Innovis.
Is a higher credit score guaranteed?
No. The listing says a credit score increase is not guaranteed, since scores are calculated by credit bureaus based on many factors, including decisions made with other financial services organizations.
Is Kovo free?
Kovo is free to download.
What is Kovo good for?
Kovo is built for building credit without a credit check, tracking a FICO score with monthly tips, reporting on-time payments to all four bureaus. It sits in the credit building list on AppTierList.
Is Kovo worth it?
Kovo is B tier, ranked #14 of 23 credit building apps with a score of 83 out of 100, from a 4.9 App Store rating across 13,037 ratings. Good, and 13 apps rank above it.
How does Kovo compare to Step?
Kovo is B tier at 83; Step is B tier at 83. They score the same. Kovo is free to download, Step is free, with no in-app purchases.
How often is Kovo updated?
Kovo was updated 5 days ago, which counts in its favour.
All the facts
- List
- Credit Building
- Tier
- B (Good)
- Score
- 83 / 100
- Rank in list
- #14 of 23
- Ranking certainty
- settled
- Price
- Free download
- App Store rating
- 4.9 out of 5
- Number of ratings
- 13,037
- Recent reviews
- 3.6 from 20 in the last 180 days
- Current version
- (5 days ago)
- App Store data read
- App Store category
- Finance
- Good for
- Building credit without a credit check, Tracking a FICO Score with monthly tips, Reporting on-time payments to all four bureaus
- Requires
- iOS 16.4 or later
- Size
- 35 MB
- Age rating
- 4+
- Languages
- 1
- Maker
- unclaimed
- As data
- JSON · why it ranks here
Ranking refreshed · how it is computed