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Grow Credit app icon#17in Credit Building

Grow Credit

C Tier
Situational · #17 of 23
81
4.8★10.1K ratings
Freeprice
14dsince update

What is Grow Credit?

Grow Credit is a Finance app for building credit by paying subscriptions such as Netflix, Spotify, and Hulu, with no prior credit history required. Subscriptions are billed to a Grow MasterCard, the linked bank account is debited monthly, and progress is reported to Equifax, Experian, and TransUnion. The app offers four plans, from Build Free at no cost to Accelerate at $9.99 per month.

Pricing. Grow Credit is free, with no in-app purchases on the App Store.

Good for

  • People with no credit history or poor credit
  • Building credit using existing streaming subscriptions
  • Users who want a credit line reported to all three bureaus

Screenshots

1 / 6

Why this app is in C tier

Grow Credit scores 81 out of 100: rating 95, rating count 80, App Store search rank 50, update recency 100. The four parts are averaged with no weights, and C tier follows from that score within this list. The full explanation, as data.

Description

With over 700,000 downloads, Grow Credit, featured on the 2022 Forbes Fintech 50 and recognized as one of America's most innovative companies, helps consumers build credit for free using their subscriptions, with no prior credit history required. As featured in the App Store “Hot This Week” section. Your credit score is different on Experian, Equifax, and TransUnion. Having a strong score on all three matters as mortgage lenders, car dealers, and credit card companies often review more than one to determine a consumer's creditworthiness. Grow helps you boost your credit score quickly on all three. Grow your credit with your subscriptions in three easy steps: - Apply for your Grow MasterCard. - Link your bank account. - Add your subscriptions: Netflix, Disney+, Hulu, Spotify, HBO Max, or over 100 others. Your subscriptions will be billed to your Grow MasterCard, and we’ll automatically debit your bank account every month and report your progress to all three credit bureaus. A better credit score means lower interest rates on future loans, which could save you tens or even hundreds of thousands of dollars. Applying for Grow will not result in a hard credit pull and will not a

Compare in Credit Building

MeasureGrow CreditYendoBrightWay Credit Card Mobile
TierCCC
Score81 / 10082 / 10081 / 100
Rating4.8 ★4.8 ★4.8 ★
Ratings10.1K4.5K35.0K
Latest ratings · 180d1.2 ★ · 12 reviews—4.2 ★ · 20 reviews
Last update14d ago4d ago9d ago
PriceFreeFreeFree

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  3. KikoffFree download · ★ 4.9A

Questions about Grow Credit

Does applying for Grow affect my credit score?

Applying will not result in a hard credit pull and will not affect your credit score.

Which subscriptions can be added?

Netflix, Disney+, Hulu, Spotify, HBO Max, and over 100 others are listed. Cell phone bills from AT&T, T-Mobile, Verizon, or Sprint are included on the Grow and Accelerate plans.

How large is the reported credit line?

Build Free and Build Secured report a $204 credit line, Grow reports $600, and Accelerate reports $1,800, each to Equifax, Experian, and TransUnion.

Is Grow Credit free?

Yes. Grow Credit is free on the App Store, with no in-app purchases.

What is Grow Credit good for?

Grow Credit is built for people with no credit history or poor credit, building credit using existing streaming subscriptions, users who want a credit line reported to all three bureaus. It sits in the credit building list on AppTierList.

Is Grow Credit worth it?

Grow Credit is C tier, ranked #17 of 23 credit building apps with a score of 81 out of 100, from a 4.8 App Store rating across 10,118 ratings. 16 apps rank above it in the same list.

How does Grow Credit compare to Yendo?

Grow Credit is C tier at 81; Yendo is C tier at 82. Yendo ranks higher. Grow Credit is free, with no in-app purchases, Yendo is free, with no in-app purchases.

How often is Grow Credit updated?

Grow Credit was updated 14 days ago, which counts in its favour.

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All the facts

List
Credit Building
Tier
C (Situational)
Score
81 / 100
Rank in list
#17 of 23
Ranking certainty
settled
Price
Free
App Store rating
4.8 out of 5
Number of ratings
10,118
Recent reviews
1.2 from 12 in the last 180 days
Current version
(14 days ago)
App Store data read
App Store category
Finance
Good for
People with no credit history or poor credit, Building credit using existing streaming subscriptions, Users who want a credit line reported to all three bureaus
Requires
iOS 15.6 or later
Size
84 MB
Age rating
4+
Languages
1
Runs on
iPhone
Developer pages
Website · Support · Privacy policy
Maker
unclaimed
As data
JSON · why it ranks here

App Store data read · reviews · ranking · how it is computed